Problem Resolution Process

We are committed to providing you with high-quality and professional services. We understand that occasionally concerns may arise with the services you have been provided. However, we are confident that our counseling team can assist you with your concerns. To assist with any concerns that you may have, we have developed the following guidelines:

  1. Contact your counselor at the first indication of a problem. From there, your counselor will assist you by researching a resolution to address the problem.
  2. If you are not satisfied with the service you have received from your counselor, please feel free to connect with a manager utilizing one of the three contact methods listed below.
  3. If you feel your issue is still not resolved, you may appeal to a counseling director through one of the contact methods below. The director will provide a conclusive decision within 10 days.

Contact Methods

  • The Consumer Federation of America (CFA) is an association of nonprofit consumer organizations that was established in 1968 to advance the consumer interest through research, advocacy, and education. Today, nearly 300 of these groups participate in the federation and govern it through their representatives on the organization's Board of Directors.

  • Since 2007, the Homeownership Preservation Foundation (HPF) has served as a trusted, neutral source of information for more than eight million homeowners. They are partnered with, and endorsed by, numerous major government agencies, including the U.S. Department of Housing and Urban Development and the Department of the Treasury.

  • The mission of the U.S. Department of Housing and Urban Development (HUD) is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD works to strengthen the housing market in order to bolster the economy and protect consumers; meet the need for quality affordable rental homes; utilize housing as a platform for improving quality of life; and build inclusive and sustainable communities free from discrimination.

  • The Council on Accreditation (COA) is an international, independent, nonprofit, human service accrediting organization. Their mission is to partner with human service organizations worldwide to improve service delivery outcomes by developing, applying, and promoting accreditation standards.

  • The National Foundation for Credit Counseling® (NFCC®), founded in 1951, is the nation’s largest and longest-serving nonprofit financial counseling organization. The NFCC’s mission is to promote the national agenda for financially responsible behavior, and build capacity for its members to deliver the highest-quality financial education and counseling services.