Calculator for creating a budget Calculator for creating a budget

Budget Guides

Everything you need to reduce costs and create a balanced budget - all on your own!

Keys to budgeting success
No matter where you're trying to reduce costs and create savings, there are a few helpful tips you should keep in mind to stay motivated and on task.
  1. Don't Overwhelm Yourself
    Trying to change everything at once can be difficult and demotivating. Focus on making changes one at a time.
  2. Celebrate Your Successes
    Don't forget to set small, incremental goals and take pride in reaching those goals. The big picture is important, but the road there can be long, so be proud of every step forward.
  3. Remember Why You Started
    We rarely set goals just for the fun of it. Don't forget the real reason you're making a change - the deeper emotional reason - and let that reason guide you through the occasional rough patches.
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  • MMI is a member of the Consumer Federation of America (CFA), an association of nonprofit consumer organizations that was established in 1968 to advance the consumer interest through research, advocacy, and education. Today, nearly 300 of these groups participate in the federation and govern it through their representatives on the organization's Board of Directors.
  • MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.
  • MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
  • MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.