Debt-free and a balanced budget? Let's do it!

Welcome to MMI's online counseling portal! Here's how it works:

  • You enter some basic financial info (debts, expenses, income, etc.).
  • We provide advice, personalized recommendations, and – if it's right for you – an estimated debt management plan to help you get out of debt quickly. 

Sound good? Let's begin by understanding what brings you here and what you'd like to achieve:

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Understanding your goals can help us create the best possible action plan for you.

The more we know about your present challenges, the better we'll be able to find the right resources and solutions for you.

Got it! The more we know about where you are now and where you'd like to be, the easier it is for us to create meaningful recommendations.

Let's keep going and learn more about your situation!

Continue
Prefer a phone call?

Counselors are available 24/7. Call to schedule or begin immediately.

866-889-9347
MMI employees
"Always there when I needed them..."
That first step is the hardest one. That's why it means so much to us when someone gives us their trust and let's us help. We're rated 4.9 out of 5 for a reason.
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  • Better Business Bureau A+ rating Better Business Bureau
    MMI is proud to have achieved an A+ rating from the Better Business Bureau (BBB), a nonprofit organization focused on promoting and improving marketplace trust. The BBB investigates charges of fraud against both consumers and businesses, sets standards for truthfulness in advertising, and evaluates the trustworthiness of businesses and charities, providing a score from A+ (highest) to F (lowest).
  • Guidestar Gold Transparency level 2021 Guidestar
    MMI has achieved a Gold Seal of Transparency by GuideStar, a leading source for insights on thousands of nonprofit organizations. For decades, GuideStar has provided data that powers hundreds of websites, programs, and applications related to philanthropic giving in order to help grantors make informed decisions.
  • Trustpilot Trustpilot
    MMI is rated as “Excellent” (4.9/5) by reviewers on Trustpilot, a global, online consumer review platform dedicated to openness and transparency. Since 2007, Trustpilot has received over 116 million customer reviews for nearly 500,000 different websites and businesses. See what others are saying about the work we do.
  • Department of Housing and Urban Development Department of Housing and Urban Development
    MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.
  • Council on Accreditation Council On Accreditation
    MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
  • National Foundation for Credit Counseling National Foundation for Credit Counseling
    MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.