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Personalized Debt Relief Programs

No matter where you are on your debt repayment journey, we have customized debt relief options to save you money, save you time, and get you out of debt for good.

Ready to say goodbye to debt?

Too much debt keeps us from the things we really want in life. It fills our waking moments with stress and anxiety and makes it hard to sleep at night.

At MMI, we specialize in creating debt relief programs that meet you where you are. Whether you’re deep in debt and running out of options or you’re simply looking for a faster, more affordable way to repay your debts, we’ve got you covered.

Do debt differently

Doing debt differently with MMI means fast and effective debt relief solutions provided with honesty, transparency, and ongoing support.

With MMI:


MMI can help you consolidate multiple bills into one manageable payment - without a loan.

Multiple debts are consolidated into a single, affordable payment - without a loan



MMI can help you repay credit card debt up to 7 times faster than going it alone.

Credit card debt is repaid 7x faster than doing it alone




Interest rates can be reduced by as much as 75%.

Interest rates are reduced by as much as 75%




81% of our clients report a decrease in financial stress while working with us.

81% of clients report feeling immediate decrease in stress after working with MMI

Start the conversation

We’re available 24/7 to take your call.

Call 866-889-9347
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Free financial analysis

Share information on your debts, income, and expenses to get personalized recommendations and an estimated repayment plan, all online.

Get started

How our debt relief services work

Because everyone has different goals, different circumstances, and different needs, we offer two unique debt relief options.

Learn about a Debt Management Plan from MMI.
Debt Management Plans (DMP)
With an average interest rate below 7%, the DMP can have you out of debt in as little as 24 months and boost your credit in the process.
Learn about DMPs
Learn more about MMI's debt resolution plan
Debt Resolution Plans (DRP)
Ideal for consumers with debts in collection, the DRP gets you a significantly lower payment by negotiating a partial repayment of your accounts.
Learn about DRPs

Find the plan that’s right for you

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Finding relief from overwhelming debt is easy.

  • Complete a free, no-commitment financial analysis
    • We can pull information directly from your credit report to save you time
  • Connect with a counselor online or by phone to review your options and fine-tune your plan
  • Sign your agreement, begin making one monthly payment, and let MMI take care of the rest

Building trust through incredible results

Asking for help with debt is hard and trusting someone with your money and sensitive information is even harder. That’s why we’re so proud to have so many clients who were not only able to reach their goal, but are happy to talk about their experience with MMI.

Read what others are saying about their experience with MMI.
Client reviews
See why we have a 4.5+/5 rating across Google, TrustPilot, and the Better Business Bureau.
Read reviews
Learn more about MMI's appearances in the media.
MMI in the news
See our experts and real clients share insights and experiences with debt on local news stations across the country.
Watch news clips
Listen to clients' stories on MMI's podcast series "Long Story Short".
Long Story $hort
Looking for inspiration? Our podcast series features interviews with clients and experts in personal finance.
Listen to episodes

Take the next step and get your personalized plan

If debt has you feeling frustrated or overwhelmed, you owe it to yourself to see how much better things could be with our debt relief solutions.

Start online counseling. See how much you can save by consolidating your debt with MMI.
Begin your free financial analysis
Enter basic financial information and see your personalized recommendations.
Get started
Call MMI to start your debt management plan.
Give us a call
Our team of experts is available 24/7 to talk through your situation and provide advice.
Call 866-889-9347
  • Better Business Bureau A+ rating Better Business Bureau
    MMI is proud to have achieved an A+ rating from the Better Business Bureau (BBB), a nonprofit organization focused on promoting and improving marketplace trust. The BBB investigates charges of fraud against both consumers and businesses, sets standards for truthfulness in advertising, and evaluates the trustworthiness of businesses and charities, providing a score from A+ (highest) to F (lowest).
  • Financial Counseling Association of America Financial Counseling Association of America
    MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
  • Trustpilot Trustpilot
    MMI is rated as “Excellent” (4.9/5) by reviewers on Trustpilot, a global, online consumer review platform dedicated to openness and transparency. Since 2007, Trustpilot has received over 116 million customer reviews for nearly 500,000 different websites and businesses. See what others are saying about the work we do.
  • Department of Housing and Urban Development - Equal Housing Opportunity Department of Housing and Urban Development
    MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.
  • Council on Accreditation Council On Accreditation
    MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
  • National Foundation for Credit Counseling National Foundation for Credit Counseling
    MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.