Reduce Your Debt Stress

Do debt differently. We can help you be debt free 7x faster than doing it alone.

Explore our solutions
4.8 out of 5 stars: See what our clients are saying!

Debt and credit solutions

MMI was founded as a debt counseling agency. It’s who we are. We exist to help good people out of bad debt and credit situations. Let us know where you need help and we’ll do everything we can to help you conquer your challenge.

Learn about MMI's debt solutions
Debt repayment options
You have choices with dealing with credit debt. We’ll help find the best one for you.
Find a solution
Learn about a Debt Management Plan from MMI.
Debt management plans
See how this special form of debt consolidation can save you money - and why it’s better than other solutions.
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Learn more about MMI's debt resolution plan
Debt resolution plans
For consumers with debts in collections and an extremely tight budget, this debt relief option can get you a lower payment.
Let's go
MMI budget counseling services
Credit counseling
Sometimes balancing your income and expenses is easier said than done. We can make it easier so it gets done.
Learn more
MMI credit report review services
Credit report review
It’s hard to fix what you don’t understand. We do 1-on-1 credit reviews with tips and advice for improvement.
Get help

Real people. Real results.

Our clients’ success speaks for itself.

Description
MMI client Dia Ruocco and counselor Naomi Peden appear on Spotlight on America for a look at what’s driving America’s record debt.
Upload Date
20250303T182445Z
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MMI client Dia Ruocco and counselor Naomi Peden appear on Spotlight on America.
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MMI client Dia Ruocco and counselor Naomi Peden appear on Spotlight on America.
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PT3H6M
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Transcript
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/global/videos/dia-ruocco-spotlight-on-america

When you work with MMI, you’re working toward a better financial situation and a better life for yourself. The effects of this program can have major and lasting impacts on your life. Listen to what it did for Dia Ruocco and her family.


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Big heart. Big results.

Our mission is to help our clients overcome current and future challenges by giving them the education, tools, and support they need to make it happen. Judging by our results, you could say we’re succeeding.

Over 2.5 million people have been counseled by MMI
Over 2.5 million people counseled
MMI clients have repaid $10 billion in debt
Repaid $10 billion in debt
MMI DMP clients increase their credit score by an average of 82 points 4 years after they start a DMP.
Avg credit score increase 4 years after starting a DMP
Interest rates can be reduced by as much as 75%.
Interest rates are reduced by as much as 75%
MMI can help you repay credit card debt up to 7 times faster than going it alone.
Credit card debt is repaid 7x faster than doing it alone
81% of our clients report a decrease in financial stress while working with us.
81% of clients report feeling immediate decrease in stress after working with MMI

Additional services from MMI

Whether it’s questions about filing for bankruptcy, managing student loan debts, or recovering financially after a natural disaster, MMI is here to help you navigate through these challenges and get the best possible outcome.

MMI bankruptcy counseling services
Bankruptcy counseling and education
We offer required certificate courses for consumers already in the bankruptcy-filing process.
Tell me more
MMI disaster recovery services
Natural disaster recovery counseling
Help is available for natural disaster survivors. We’ll show you how to find available aid and get it.
Get guidance
MMI new homebuyer counseling services
Homebuyer counseling
There’s more to homeownership than paying a mortgage. We’ll help you make sure you’re prepared.
Learn more
MMI reverse mortgage counseling services
Reverse mortgage counseling
Planning to access the equity in your home? We can give you the knowledge you need to proceed.
Get prepared
MMI student loan counseling services
Student loan counseling
We analyze your loan and budget, then recommend the best repayment strategy for you.
Read more
  • Better Business Bureau A+ rating Better Business Bureau
    MMI is proud to have achieved an A+ rating from the Better Business Bureau (BBB), a nonprofit organization focused on promoting and improving marketplace trust. The BBB investigates charges of fraud against both consumers and businesses, sets standards for truthfulness in advertising, and evaluates the trustworthiness of businesses and charities, providing a score from A+ (highest) to F (lowest).
  • Financial Counseling Association of America Financial Counseling Association of America
    MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
  • Trustpilot Trustpilot
    MMI is rated as “Excellent” (4.9/5) by reviewers on Trustpilot, a global, online consumer review platform dedicated to openness and transparency. Since 2007, Trustpilot has received over 116 million customer reviews for nearly 500,000 different websites and businesses. See what others are saying about the work we do.
  • Department of Housing and Urban Development - Equal Housing Opportunity Department of Housing and Urban Development
    MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.
  • Council on Accreditation Council On Accreditation
    MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
  • National Foundation for Credit Counseling National Foundation for Credit Counseling
    MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.