What’s Your Debt-Free Date? MMI Can Help You Find It.

A debt management plan from MMI can consolidate your debts and set you on the path to financial freedom. And you can do it online.

Learn about our DMP
4.8 out of 5 stars: See what our clients are saying!

Debt and credit solutions

MMI was founded as a debt counseling agency. It’s who we are. We exist to help good people out of bad debt and credit situations. Let us know where you need help and we’ll do everything we can to help you conquer your challenge.

Learn about a Debt Management Plan from MMI.
Debt management plans
See how this special form of debt consolidation can save you money - and why it’s better than other solutions.
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MMI debt and budget counseling services
Debt repayment options
You have choices when dealing with credit debt. We’ll help find the best one for you.
Find a solution
MMI budget counseling services
Credit counseling
Sometimes balancing your income and expenses is easier said than done. We can make it easier so it gets done.
Learn more
MMI credit report review services
Credit report review
It’s hard to fix what you don’t understand. We do 1-on-1 credit reviews with tips and advice for improvement.
Get help

Real people. Real results.

Our clients’ success speaks for itself.

Description
MMI debt management plan client, Johnika Dreher, is recognized with the 2022 NFCC Brighter Financial Future Award.
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20230105T230442Z
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Johnika Dreher.
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Johnika Dreher.
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PT3H49M
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When you work with MMI, you’re working toward a better financial situation and a better life for yourself. The effects of this program can have major and lasting impacts on your life. Listen to what it did for Johnika Dreher and her family.


Hear more stories

Big heart. Big results.

Our mission is to help our clients overcome current and future challenges by giving them the education, tools, and support they need to make it happen. Judging by our results, you could say we’re succeeding.

Over 2.5 million people have been counseled by MMI
Over 2.5 million people counseled
MMI clients have repaid $10 billion in debt
Repaid $10 billion in debt
MMI DMP clients increase their credit score by an average of 84 points 4 years after they start a DMP.
Avg credit score increase 4 years after starting a DMP

Housing solutions

Whether it’s staying in the home you have, buying a new one, or getting the equity out of your home, MMI’s housing services can arm you with the knowledge you need to make the best financial decisions possible.

MMI foreclosure prevention counseling services
Foreclosure and rental eviction counseling
You have options. We’ll help you understand them and choose the best path forward.
Get advice
MMI new homebuyer counseling services
Homebuyer counseling
There’s more to homeownership than paying a mortgage. We’ll help you make sure you’re prepared.
Learn more
MMI reverse mortgage counseling services
Reverse mortgage counseling
Planning to access the equity in your home? We can give you the knowledge you need to proceed.
Get prepared

Additional services from MMI

Whether it’s questions about filing for bankruptcy, managing student loan debts, or recovering financially after a natural disaster, MMI is here to help you navigate through these challenges and get the best possible outcome.

MMI bankruptcy counseling services
Bankruptcy counseling and education
We offer required certificate courses for consumers already in the bankruptcy-filing process.
Tell me more
MMI student loan counseling services
Student loan counseling
We analyze your loan and budget, then recommend the best repayment strategy for you.
Read more
MMI disaster recovery services
Natural disaster recovery counseling
Help is available for natural disaster survivors. We’ll show you how to find available aid and get it.
Get guidance
  • Better Business Bureau A+ rating Better Business Bureau
    MMI is proud to have achieved an A+ rating from the Better Business Bureau (BBB), a nonprofit organization focused on promoting and improving marketplace trust. The BBB investigates charges of fraud against both consumers and businesses, sets standards for truthfulness in advertising, and evaluates the trustworthiness of businesses and charities, providing a score from A+ (highest) to F (lowest).
  • Candid GuideStar Gold Transparency level 2022 Candid
    MMI has achieved a Gold Seal of Transparency by Candid (formerly GuideStar), a leading source for insights on thousands of nonprofit organizations. For decades, Candid has provided data that powers hundreds of websites, programs, and applications related to philanthropic giving in order to help grantors make informed decisions.
  • Trustpilot Trustpilot
    MMI is rated as “Excellent” (4.9/5) by reviewers on Trustpilot, a global, online consumer review platform dedicated to openness and transparency. Since 2007, Trustpilot has received over 116 million customer reviews for nearly 500,000 different websites and businesses. See what others are saying about the work we do.
  • Department of Housing and Urban Development - Equal Housing Opportunity Department of Housing and Urban Development
    MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.
  • Council on Accreditation Council On Accreditation
    MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
  • National Foundation for Credit Counseling National Foundation for Credit Counseling
    MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.