Improving Lives: Financial Success Stories

Client Success Story - Jade
“I thought, ‘Why can’t I do this on my own?’ But I couldn’t. It was just too much. I needed help.”
Jade
Professor
Linda, Paradise CA
"The sky was pitch black and I could hear explosions. I thought I was saying goodbye and that I was going to die."
Linda
Retired
MMI client Patricia
“When we finished I felt lighter. I was so happy, ecstatic."
Patricia
Military Service Member
Senior couple in retirement
“We’d worked all our lives to buy a home and realized that now it could just be taken from us.”
John and Sue
Retired
A teacher in front of her class
“My ex-husband took anything with cash value and I was stuck with everything that had debt attached to it…"
Kathy D.
Teacher
Hispanic Center for Financial Excellence
"I felt like I was in quicksand."
Diana
Chef
A couple enjoying a countryside walk with their dog
"I never want to go back to being afraid."
Denise B.
Consultant
Joe Y., an MMI client
“She wanted everything new and beautiful. We upgraded her diamond three times and she expected a destination vacation every year.”
Joe Y.
Retired
An entrepreneur at the site of a renovation
“The home was at the very peak of what my wife and I could afford, maybe even beyond...”
Jeff M.
Manager, Graphics Firm

Real Clients, Real Success

Every client has a story. Setbacks. Hard work. Success. When you hear their stories you may be surprised at how much of yourself you see in their circumstances. No matter the differences, however, the end result is the same across every story - they decided to make a change and reached their goals as a result. You can do the same.

Jason's Story

An MMI counselor uses the debt management plan to break free from overwhelming credit card debt.

Denise's Story

A couple shed their debt and save themselves after years of financial mismanagement.

John and Sue's Story

John and Sue were set for retirement when a pair of unexpected setbacks nearly cost them their house.

Linda's Story

A wildfire survivor rebuilds and forges ahead.

Patricia's Story

A military mom changes her family's financial future.

Diana's Story

A hardworking Columbian immigrant reaches her goals with the help of the Hispanic Center for Financial Excellence.

Kathy's Story

The story of a teacher who defeated personal darkness and $40,000 in debt.

Jeff's Story

A father and entrepreneur racks up $90,000 in credit card debt, then finds his way back to debt-free.

Joe's Story

A retiree escapes 50 years of debt.

Financial Tips and Advice

We blog about all kinds of financial topics - from the psychology of spending to the simplest ways to cut costs. Browse our extensive backlog of educational articles.

Best Options for Avoiding Bankruptcy

If you're saddled with debt, bankruptcy may be the way to go, but it can be a long, costly process. Check out these alternatives to see if there's a better way out of debt.

How to Compare and Evaluate Credit Card Offers

Receiving a pre-approved credit card offer can be very tempting. But instead of signing up right away, you might want to hit the pause button and make sure it’s the right card for you.

How to Make the Most of a Balance Transfer

With a good credit score and a good promotional rate, transferring debt off one credit card to another may be an effective way to bring down debt quickly. But it can go wrong if you don't plan properly. Here's what you need to know.

Student Loans Are About to Become More Expensive for Some Borrowers

An interest-free forbearance option for over 8 million student loan borrowers is no more. Here's what you need to know.

How to Improve Your Credit Score Before Retirement

If you’re nearing retirement, you may worry that a lower income or diminishing savings could hurt your credit. However, neither your income nor your savings are part of the credit scoring calculations. Here are three things that can actually make a big impact.

Five Signs You're Ready to Buy Your First House

Considering purchasing your first home? It's not a decision to take lightly, but thankfully there are a few early signs that can help you determine if you're ready to become a homeowner.

What Happens If You Ignore a Medical Debt?

Sometimes an unexpected medical bill just doesn't fit in the budget. So what's the potential harm in ignoring a medical bill? The answer may not be what you expect.

How to Create a Detailed Budget

Most people budget in broad strokes and don't micro-manage every expense. But if you really want to make the most of your available cash, you need a hyper-detailed budget. Here are all the categories you should be including on your next budget.

The Difference Between Having Debt and Being "In Debt"

Having debt is normal. Mortgages, car loans, and student loans are all a normal part of life. But where's the line between just having debt and being "in debt"? Here's what you need to know.
Share your Story
The story of your success could be the inspiration that starts someone on their very own journey of financial improvement. Celebrate what you've accomplished and motivate others to do the same!
Tell us about your journey
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