Real Clients, Real Success

Every client has a story. Setbacks. Hard work. Success. When you hear their stories you may be surprised at how much of yourself you see in their circumstances. No matter the differences, however, the end result is the same across every story - they decided to make a change and reached their goals as a result. You can do the same.

Financial Tips and Advice

We blog about all kinds of financial topics - from the psychology of spending to the simplest ways to cut costs. Browse our extensive backlog of educational articles.

  • two mothers having a socially distanced conversation

    Will COVID Change Our Habits Permanently?

    The coronavirus pandemic is creating new habits, traumas, and opportunities. But what changes will stick once things go back to "normal"? Experts weigh in on the long-term impact of COVID-19 on our personal finances and relationship with money.
  • man preparing orders to ship for his online store

    How To Set Up Your First Online Store

    Many people are looking for new ways to supplement or replace their income. While setting up an online store may be easier (and cheaper) than creating a physical retail space, it can still be a time-intensive process filled with potential setbacks. Here, we’ll cover the big decisions you’ll have to make—and common setbacks to watch out for.
  • couple having a discussion

    Ten Money Topics You Should Always Discuss with Your Partner Before Committing

    We all know that communication is crucial in developing a healthy relationship, but when it comes to money, those conversations can be especially hard to start. It's crucial, however, that you understand where the other stands before making a long-term commitment. Here are ten topics to cover and how to start the conversation.
  • a healthy bowl of stew

    How to Eat Right When Resources are Tight

    If you don’t have access to a full kitchen, or if you work a ton and don’t have the luxury of cooking every night, it might be easier to nuke a frozen dinner in the microwave or order your favorite greasy combo meal from the McDonald’s drive-thru. Eating well when you’re tight on resources is entirely possible. Here's how:
  • man reading document with magnifying glass

    How to Read and Understand the Fine Print in Credit Card Offers

    When it comes to opening a new credit card, it's all about the fine print. While reading pages of legalese is no one's idea of a good time, there are six key details of every credit card offer you should understand before signing on the dotted line. Here's what you need to look for:
  • woman making calculations

    How to Calculate Your Net Worth

    Your net worth is a useful gauge of your financial progress over time. It may not mean much for your day-to-day living, but it can help you understand how things are trending and how solid your financial footing is at the moment. Here's how to find your own net worth.
  • a freelance photographer in her studio

    Do You Need an LLC to Start a Business?

    If you’ve started a company or work as a freelancer or contractor, inevitably you'll wonder if you need to form a limited liability company (LLC). Some people may even put off working for themselves because they think they need to form an LLC first. However, you don't always need an LLC, and sometimes it's not even in your best interests.
  • woman shopping for jeans

    How Cognitive Bias Costs you Money

    Without knowing it, all of your biggest and smallest financial decisions are influenced by bias. These little preferences and tendencies can end up costing you significantly over time unless you can identify what they are and how they're impacting you. Here's what you should know.
  • man reviewing legal documents

    Everything You Need to Know About Inheriting Money

    While inheriting money, property, and other assets can bring about positive changes for your household, handling an inheritance can be difficult as you’ll almost certainly be dealing with a loss at the same time. Take time to process, but keep in mind that there are moves you'll need to make quickly.
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  • The Consumer Federation of America (CFA) is an association of nonprofit consumer organizations that was established in 1968 to advance the consumer interest through research, advocacy, and education. Today, nearly 300 of these groups participate in the federation and govern it through their representatives on the organization's Board of Directors.

  • Since 2007, the Homeownership Preservation Foundation (HPF) has served as a trusted, neutral source of information for more than eight million homeowners. They are partnered with, and endorsed by, numerous major government agencies, including the U.S. Department of Housing and Urban Development and the Department of the Treasury.

  • The mission of the U.S. Department of Housing and Urban Development (HUD) is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD works to strengthen the housing market in order to bolster the economy and protect consumers; meet the need for quality affordable rental homes; utilize housing as a platform for improving quality of life; and build inclusive and sustainable communities free from discrimination.

  • The Council on Accreditation (COA) is an international, independent, nonprofit, human service accrediting organization. Their mission is to partner with human service organizations worldwide to improve service delivery outcomes by developing, applying, and promoting accreditation standards.

  • The National Foundation for Credit Counseling® (NFCC®), founded in 1951, is the nation’s largest and longest-serving nonprofit financial counseling organization. The NFCC’s mission is to promote the national agenda for financially responsible behavior, and build capacity for its members to deliver the highest-quality financial education and counseling services.