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Where could I get a complete copy of the Federal Fair Debt Collections Practices Act to see what my rights are?

I feel I have been harassed by a collection agency. Where could I get a complete copy of the Federal Fair Debt Collections Practices Act to see what my rights are? -Christina

Christina,

For legal purposes this Act is referred to as Public Law 95-109-Sept. 20, 1977. Consumer Credit Protection Act. The first part of this law states, in Section 801. Short Title, "This title may be cited as the 'Fair Debt Collection Practices Act.”

If you have questions about this Act, call the Federal Trade Commission's Consumer Response Center at 877-382-4357. A complete text of the law is available on the Federal Trade Commission’s Web site.

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