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Your home is almost certainly your most valuable asset - but is it also your biggest source of anxiety?
After all the time, money, sweat, and love you've put into your home, the last thing you want is to see your home taken away from you. Unfortunately, all too often, we ignore the calls and the letters and stop trying to save our home because it doesn't feel like there's anything we can do.
But there's a lot you can do, and you may have more options available than you may realize.
Whether you're just worried about making next month's mortgage payment or you're already months behind and worried you may lose your home, you have options available. We can show you those options and get you started on the process of preserving your home.
MMI offers free foreclosure counseling to any homeowner concerned about the status of their mortgage. We'll help you understand your options and the potential outcome of those options. We can even reach out to your mortgage servicer to help get the process started.
At the conclusion of your counseling session, you should have the information and resources you need to follow through on the plan you've chosen with confidence.
While we'd like to say that any mortgage can be rehabilitated, the truth is that the further you fall into delinquency, the fewer options you have. That's why it's so important to act quickly.
If you're concerned about your home - even if you haven't missed a single payment - it's your worth your time to speak with a trained, impartial counselor. And because counseling is free and confidential, there's no reason not to give us a call as soon as you start to worry. Help is available 24 hours a day, seven days a week!
As a national nonprofit, we're motivated by the number of families and individuals we can help make positive change in their lives. Our priority is helping you stay in your home.
The National Council of Higher Education Resources (NCHER) is the nation’s oldest and largest higher education finance trade association. NCHER’s membership includes state, nonprofit, and for-profit higher education service organizations, including lenders, servicers, guaranty agencies, collection agencies, financial literacy providers, and schools, interested and involved in increasing college access and success. It assists its members in shaping policies governing federal and private student loan and state grant programs on behalf of students, parents, borrowers, and families.
Since 2007, the Homeownership Preservation Foundation (HPF) has served as a trusted, neutral source of information for more than eight million homeowners. They are partnered with, and endorsed by, numerous major government agencies, including the U.S. Department of Housing and Urban Development and the Department of the Treasury.
The mission of the U.S. Department of Housing and Urban Development (HUD) is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD works to strengthen the housing market in order to bolster the economy and protect consumers; meet the need for quality affordable rental homes; utilize housing as a platform for improving quality of life; and build inclusive and sustainable communities free from discrimination.
The Council on Accreditation (COA) is an international, independent, nonprofit, human service accrediting organization. Their mission is to partner with human service organizations worldwide to improve service delivery outcomes by developing, applying, and promoting accreditation standards.
The National Foundation for Credit Counseling® (NFCC®), founded in 1951, is the nation’s largest and longest-serving nonprofit financial counseling organization. The NFCC’s mission is to promote the national agenda for financially responsible behavior, and build capacity for its members to deliver the highest-quality financial education and counseling services.