Housing and Housing Counseling Resources
Content related to purchasing, maintaining, and selling a home.
Is it time to start thinking about purchasing your first home? Apartment dwelling is fine and living with the folks is a great way to save money, but for quite a few of us, owning a home is the light at the end of the living situation tunnel.
Are you buying a home for the first time? Purchasing a home can be complicated and intimidating, but there are some steps you can follow to help prepare you for homeownership.
Are you planning to buy a new home? If you are making the move from renter to homebuyer, you are likely to find that there are some hidden costs to ownership — costs that you probably never thought about when you were renting. Starting at your closing, additional housing expenses that you hadn’t considered might cost you money you were never expecting to spend.
There are several things to consider before deciding whether refinancing your home loan is right for you.
Are you thinking of selling your home? If you are considering moving, either to a smaller home, a larger home, or to a new location, there will be many costs that you will face when selling your home – some that are obvious, but others that may take you by surprise.
Content related to foreclosure prevention, intervention, and recovery.
Foreclosure counseling is a free service, available to anyone struggling with their mortgage. Here's everything you need to know about this valuable service and what happens when you make the decision to reach out for help.
Facing eviction and losing the time, equity, and love you’ve put into a home can be a sad and scary prospect. But it’s important to remember that even if you’re months behind on your mortgage payments, there may be ways to remedy the foreclosure and keep your home.
If your mortgage is delinquent, or if you fear it may be in the near future, the most important thing to do is to take action and contact your lender.
If you are in debt over your head and are finding yourself unable to even make the minimum payments, you can get help.
Important resources to help struggling homeowners prevent foreclosure.
Mortgages and Home Loans
Content related to mortgages and other housing loans.
Mortgage terminology can be really confusing. Here are some of the mortgage terms that you are most likely to come across while getting ready to take out what’s likely to be your largest financial liability.
A reverse mortgage is a great option for some seniors; however, a reverse mortgage isn’t for everyone. For those considering a reverse mortgage, following is some information that you need to consider.
Reverse mortgages are wonderful financial tools for certain individuals; however, it is a very important financial decision. If you are considering a reverse mortgage the first step is to talk with a reverse mortgage counselor.
Laws and Avoiding Fraud
There are quite a few laws out there designed to protect consumers when they use credit and lending products. Reviewing these laws can help you understand your rights.
Seniors are often the target of scammers. Here are a few crucial steps all seniors should take to protect their money and themselves.