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There are few things scarier than the possibility of losing your home, but if you're facing a potential foreclosure you may still have options. Here's what you need to know.
Trying to determine your credit score, how it’s calculated, and how to improve it can seem overwhelming, but it really comes down to just a few key factors. One of those factors is your credit utilization ratio.
There are few things worse than expecting a big tax refund only to find out you actually OWE money to the IRS. Don't panic! Here's what you need to do...
When a loved one passes away, their debt remains, and creditors continue to seek whats owed to them. But when is the debt of a deceased loved one your responsibility?
One of the most common concerns people have when considering bankruptcy is whether or not they'll end up losing their home as part of the process. So let's explore the relationship between bankruptcy and homeownership, specifically how different types of bankruptcy may affect your ability to keep your house.
Dealing with unpaid debt can be scary, especially once the collection calls start, but it’s important to remember that you have rights. Here’s what you should know when navigating prickly encounters with debt collectors, and how you can protect yourself as a consumer:
It's hard to build credit without using it. Fortunately, it's increasingly easy to add non-traditional data like rental and utility payment history to your credit portfolio, building your score in the process. Here are some of most popular alternative credit-building tools and how they might help you.
Here's why you should be wary of any company that claims to offer immediate improvements to your credit score.
Financial Wellness solutions from Money Management International
They may not be that obvious or especially insidious, but over time these nine bad spending habits can do major damage.
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  • Better Business Bureau A+ rating Better Business Bureau
    MMI is proud to have achieved an A+ rating from the Better Business Bureau (BBB), a nonprofit organization focused on promoting and improving marketplace trust. The BBB investigates charges of fraud against both consumers and businesses, sets standards for truthfulness in advertising, and evaluates the trustworthiness of businesses and charities, providing a score from A+ (highest) to F (lowest).
  • Financial Counseling Association of America Financial Counseling Association of America
    MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
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    MMI is rated as “Excellent” (4.9/5) by reviewers on Trustpilot, a global, online consumer review platform dedicated to openness and transparency. Since 2007, Trustpilot has received over 116 million customer reviews for nearly 500,000 different websites and businesses. See what others are saying about the work we do.
  • Department of Housing and Urban Development - Equal Housing Opportunity Department of Housing and Urban Development
    MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.
  • Council on Accreditation Council On Accreditation
    MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
  • National Foundation for Credit Counseling National Foundation for Credit Counseling
    MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.