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Most people budget in broad strokes and don't micro-manage every expense. But if you really want to make the most of your available cash, you need a hyper-detailed budget. Here are all the categories you should be including on your next budget.
Over a quarter of Americans wish they never had to deal with personal finances at all. It's okay to lack confidence in your money management skills - as long as you're willing to do something about it.
What's a debt management plan, how does it work, and is it right for you? Lets find out!
Learn whether or not buying a house is a good investment for you, which is dependent on your goals, living arrangements, mortgage to income ratio and other factors.
If you’re new to the U.S., a major hurdle you’re probably facing is establishing credit. That's because you aren’t able to take your credit history with you when you move to another country. Here's how you can fix that by accessing a global credit profile that recognizes all the hard work you've already done.
If you’re surprised by a permanent change of station notice or concerned that you will be soon, there are a few things you can do to prepare financially.
When it comes to debt consolidation, there are a few different options — unsecured loans, balance transfers and mortgage refinances — but nonprofit debt consolidation works a little differently. Instead of creating a new loan, you’ll work with the nonprofit to create a debt management plan (DMP).
There are some pervading misconceptions about credit scores that just won’t die. We’re here to turn that around. Here are some of the most common myths about credit scores, debunked:
When you take out a loan, you agree to repay the money under the terms of the contract. But imagine you get a notice or see on the news that your lender or loan servicer goes bankrupt. What then?
Carrying debt into retirement can put a strain on your limited income, while also making it more difficult to ever repay those debts. Here are a few ways to better manage debt when you’re retired:
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  • MMI is a proud member of the National Foundation for Credit Counseling (NFCC) National Foundation for Credit Counseling
    MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.
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    MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
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    MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
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    MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.