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A credit card can be an invaluable financial ally. Or it can be your worst enemy. It all depends on how you use it. Here are some of the top things you shouldn't do with a credit card.

Debt settlement is a legitimate option for consumers who can't afford to repay their debts in full, but is it right for you?

Dreaming about your ideal home is all well and good, but if you ever want to make that dream a reality there are a few actual, proactive steps you should be taking to make yourself the kind of borrower lenders dream of working with.

If you're in debt, you may be wondering if your creditors can simply "take" your money by freezing your bank accounts and either taking what you owe them or keeping your account frozen until you pay them. Here's what they can do, how you can protect yourself.

What purchases are subject to repossession? What are repossession agents allowed to do in pursuit of your property? What can you do if your property is repossessed? If you're concerned about losing property due to missed payments, here are the answers you need.

Can't afford your car anymore? If you fall behind on your car loan you may find yourself simply returning the car to the dealer. But does that wipe out the debt? Here's what you need to know.

Consolidating your debt through a consolidation loan or a debt management plan can be a helpful way to reduce your payments and your interest rates. But which is right for your situation?

This is a great time of year to do a financial check-up and see how youre doing. How do you complete a financial check-up? Its easy. Just follow these steps.

Debt can be something of a ghoul, haunting you at all turns, popping up when you least expect it. And like a ghost, debt has a way of hanging around long after you thought it was dead.

When your income suddenly decreases or disappears completely, what do you do about all those bills you're supposed to be paying? Here are some simple steps that can help reduce the potential damage.

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National Foundation for Credit Counseling

MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.
Council On Accreditation

MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
Financial Counseling Association of America

MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
Department of Housing and Urban Development

MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.