Page Section Navigation
Go to: Header
Go to: Utility Navigation
Go to: Primary Navigation
Go to: Content
Go to: Footer
 

 

Money Management International Improving Lives Through Financial Education
SUCESS NewsletterFinancial Education Newsletter
 
What to keep in a Grab & Go box

MMI Copywriter

By Kim McGrigg, MMI Community Manager

I know several people who were recently faced with the very real possibility of being evacuated from their homes due to emergencies (fire and hurricane).  Growing up in an area that had a lot of tornadoes, I know that deciding what to take with you in an emergency (in my case, only to the basement) can add a lot of stress to an already terrifying situation.  One idea to relieve some of the stress is to create a 'Grab and Go’ box.

A Grab and Go box is a container that is easily picked up and taken out of the home during a disaster or emergency. The records that are stored in a Grab and Go box are just as accessible as the other records kept at home. The difference between them is that the records stored in the Grab and Go box need more security and are more important than other papers filed at home.

A portable fireproof and waterproof container that can be locked is recommended. Store important papers in file folders and place the folders in sealed, waterproof plastic bags inside the box. Keep the box accessible because there are some items you may need to use often, unless you make copies for your home file cabinet as suggested in the guidelines above.

In the event of an emergency, grab the box as you leave, along with the external hard drive for your computer if you have one. During your evacuation, be sure to keep the Grab and Go box with you at all times; do not leave it in an unattended car.

Your Grab and Go box could include items mentioned below: 

  • Passports
  • A copy of your driver’s license
  • A copy of your auto registration and insurance card
  • A copy of health and dental insurance cards with contact information
  • A list of children’s immunizations
  • A list of medicines and prescription numbers, including eyeglasses prescription
  • A copy of your organ donor card
  • Copies of wills, trusts, and power of attorney
  • Your external hard drive or back-up disks used to store home computer files
  • The key to your safe deposit box and the combination to your safe
  • A list of financial accounts with names of financial institution and account numbers
  • Copies of items in your safe deposit box such as stocks, bonds, and certificates of deposit; real estate deeds and titles; loans, lease, and debt agreements; mortgage documents; vehicle titles; etc.
  • A copy of birth, adoption, marriage, divorce, and death certificates
  • A copy of your citizenship papers
  • A copy of your military service records, draft registration cards
  • Enough cash or traveler’s checks to cover living expenses for several days, since ATMs may not be operable during a disaster
  • Emergency phone numbers for family members, doctors, pharmacies, and financial advisors

Comment on this post

 


Find us on Facebook

MMI is on Facebook. Join us to get helpful money management tips and relevant financial news on your Facebook news feed.

Facebook


Financial Education learn more

Sharpen Your Financial Skills with Free Online Courses-

The goal of our highly trained professionals is to arm you with the knowledge necessary to take control of your financial situation. Our online seminars stress the development of skills that can assure long-term success. You will gain the peace of mind that comes from improved spending habits, increased savings, and the wise use of credit. Take the first step toward financial wellness by enrolling in a Web seminar today!

Learn More

In-Person Workshops Are Also Available In The Following Areas:

Arizona | California | Connecticut | Colorado | Illinois | Louisiana | Maine | Massachusetts | Mississippi | New Jersey | New Mexico | New York | Oregon | Pennsylvania | Rhode Island | Texas - Fort Worth Area | Texas - Houston Area | Virginia | Greater Washington D.C. | Washington State

View upcoming financial education workshops

 

Student loan default rate increases amid troubling economy

 

According to a recent report released by the U.S. Secretary of Education, student loan default rates are up a staggering 7 percent, up from the 2007 default rate of 6.7 percent. The default rates for student borrowers are considerably higher for those who attended public institutions than those who attended private schools. Due to a lackluster economic turnaround and high unemployment, it’s no surprise that student borrowers are struggling to make loan payments.

To find solutions for managing the cost of a higher education, consider the following advice:

Look for scholarships. Scholarships are the best way to pay for school; its free money that doesn’t require repayment. There are several online sources to help students find great scholarships, such as FastWeb, FinAid, and the Financial Aid Resource Center.

Apply for federal grants. Obtaining a grant is another way to pay for college with free money. To secure federal grants fill out the Free Application for Federal Student Aid (FAFSA). Check out the Academic Competitiveness Grant or the National Science and Mathematics Access to Retain Talent or SMART grant.

Choose the right school. Sometimes affording tuition is as easy as choosing a school that fits your family’s budget. It is cheaper to go to school in-state versus out-of-state. Also consider a public funded school over a private school. Students can find a college cost comparison tool and apply for financial aid at CollegeBoard.com.

Finally, consider an alternative program. There are other programs that are just as rewarding, but cost significantly less than a university program. For example, instead of a four-year nursing degree that could cost up to $40,000, consider a certification program in respiratory therapy at a community college for only $27, 300.


MMI Debt Management Plan Client Corner
Tips for Success

Don't risk missing a payment-sign up for DepositDirect. DepositDirect Authorization allows us to withdraw your deposit from your bank account and save time and money each month. It's secure, convenient and easy! Enroll online today!Update your account balances online. When you receive your monthly statement from your creditors, login to your MMI account and update your balances. It is important that we have the most accurate balance information possible on file. 

If you would like more information about signing up for a Debt Management Plan through Money Management International, visit MoneyManagement.org.


Tweet for Change

Tweet for Change

Interested in following trending twitter topics about all things financial? If so, check out the popular feeds on TweetForChange.com. In just once click, you’ll be able to see what is on people’s minds right now (in 140 characters or less!).  Social media expertise is not required!


About Money Management International

Money Management International (MMI) is a nonprofit, full-service credit counseling agency, providing confidential financial guidance, financial education, counseling, and debt management assistance to consumers since 1958. MMI helps consumers trim their expenses, develop a spending plan, and repay debts. Counseling is available by appointment in branch offices and 24 hours a day, 7 days a week by telephone and Internet. Services are available in English or Spanish. To learn more, call
866.530.9869 or visit MoneyManagement.org.

© 2010 Money Management International - All Rights Reserved
Money Management International 14141 Southwest Freeway, Suite 1000, Sugar Land, Texas
www.moneymanagement.org