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The holidays are over and it's natural to start feeling the winter blues. Here are some simple tips to help chase those blues way.

No matter how you look at the numbers, the fact that there is a lot of plastic out there. Unfortunately, most credit cards are made of PVC, a petroleum-based plastic that is not recyclable. Fortunately, there are uses for those old, unwanted credit cards.

For the most part, travel prices are dictated by climate. Hearty travelers who are willing to overlook extreme temperatures can avoid the crowds and save a lot of money.

Most people inherently know that financial education is a good thing, especially in the current economy. Making good financial decisions, saving, and using credit intelligently are attributes that everyone should strive to possess.

If your request to remove an erroneous item on your credit report is denied after going through the dispute process, Section 611b of the Fair Credit Reporting Act (FCRA) entitles you to add a statement (100 words or less) to your file giving your version of the dispute.

As a credit counselor, some of the most admirable people I have ever met have been my clients. What really impresses me can only be described with one word: gumption.

During the course of repayment, I found myself becoming increasingly financially stable and flush. While I still don't have a lot of money "to my name" I've developed a sense of courage, if that's the right word, as opposed to fearfulness about having enough.

April is Financial Literacy Month and my nonprofit organization launched a microsite in the month’s honor. On the site, there are 30 simple steps to financial freedom (one for each day of the month).

Happiness is pretty good advertisement.

I felt like I had a crushing load on my shoulders. Bill collectors were calling and writing it seemed like daily. I was to the point where I would not answer the phone and let all my calls go to voice mail.

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National Foundation for Credit Counseling

MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.
Council On Accreditation

MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
Financial Counseling Association of America

MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
Department of Housing and Urban Development

MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.