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The end of the year can be a lot of fun, but its also a time when we tend to let our financial guard down and make a few common mistakes that can really put our budget at risk.

Its time for a health insurance checkup

Sandis debt repayment journal

They may not be that obvious or especially insidious, but over time these nine bad spending habits can do major damage.

Conventional wisdom used to be that buying a house was always better than renting, but reality is a bit more complicated than that. What's best for you? Let's take a look at all the factors involved.

There are a million reasons why Americans don't save money anymore. Unfortunately, if you're not saving money, you really can't afford to wait for things to change. You need to change instead.

"I am getting married soon, but I also need to file for bankruptcy. Would it be wise to file before we are married or wait until after?"

You may have a good idea of where your money is going on a day-to-day basis, but before you start working on a spending plan or budget, it is important to call attention to the number one budget breaker: periodic expenses.

Not only does paying bills late affect your credit score, it also costs you in late fees and other penalties.

A recent poll hosted on the NFCC website revealed that close to half of survey respondents were unaware of the Social Security tax break which cuts the workers’ share of Social Security payroll taxes by close to one-third during 2011.

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