Consolidating your debts can make debt repayment easier, but if you have a poor credit score or modest income, it can be difficult to qualify. Fortunately, you may still have options.

There are several different ways to consolidate debt, and which one you choose will depend on your situation. There isn’t a “best” option that fits all situations, so you’ll need to decide what works best for you. Here are six debt consolidation options, with pros and cons for each.

When your pet is sick or hurt, the only thing you can think about is getting them better. But in most cases, their illness or injury is unexpected and care is very expensive. The vet bill can cause you to feel a little ill yourself.

Managing an unexpected expense might be easy if it happens right after payday, or nearly impossible in the days leading up to payday. But what if you could access some of your funds to hold you over?

Once you leave school and join the “real world” of jobs and bills, going back to school becomes challenging. If you’re thinking about going back to school and want to do it without breaking the bank, there are a few credible options that will help you be successful.

How easy is it to use the equity in your home to repay debt, and when should you consider doing it?

Buying a new house can be an exciting time, but if you don’t protect your credit while making this huge financial commitment, you can end up paying more than you should. When it comes to buying a house, here are the credit mistakes you need to avoid:

Building an emergency fund is a great first step in establishing financial security. Once you have enough savings to cover several months’ worth of expenses, you can rest easy knowing a temporary setback won’t push you entirely off course. Unfortunately, many households don’t have enough room in their budget to build up an emergency fund. While you certainly shouldn’t give up on building an emergency fund, here are five alternative ideas for creating financial security — or, at least, a small buffer in case things go wrong.

When you need a medical procedure that you can't afford, you usually can't shop around and you can rarely say no (nor should you). So you may end up with a medical debt that sticks around for years. Will it ever go away? And does your legal responsibility eventual expire?

Most of us carry some amount of debt every day, but how do you know that your debt load is about to become a problem? There are some key early warning signs.