Nonprofit Assistance and Education for New Homebuyers

A Home is More than a monthly payment

There are a ton of reasons to want to buy a home. For many, homeownership is a form of investment, allowing you to build equity in the roof over your head. But there's a big difference between renting an apartment and buying a home, and successful homeownership is about much more than just managing a monthly mortgage payment.

Prepared for anything

MMI offers a variety of homebuyer counseling options. Many of these counseling offerings are geared toward consumers closing on specific loan types who are required to complete counseling as part of the closing process. However, we also offer homebuyer counseling to anyone looking to purchase a home and interested in understanding more about the home buying process.

We also offer online homebuyer courses, which are a great way to prepare yourself for homeownership at your own pace. These courses can be used to fulfill education requirements for many specialized homebuyer programs (check with your lender to verify program eligibility).

Homebuyer Counseling (Telephone)
Available: Mon-Fri, 8am-6pm (CT)
866-889-9347

Online Homebuyer Education Courses
Available: 24/7
Click here to register

Homebuyer Workshops
Search for in-person workshops in your area

How It Works

In order to help prepare you for homeownership, your counseling session will begin with a review of your finances. The goal is to figure out whether or not you can afford to own your own home, and then create a personalized strategy for either saving for a down payment or managing the ongoing expenses associated with owning a home.

Your counseling session may also include a discussion of available loan programs and their requirements. Your counselor will provide advice and direction for building a strong credit history and discovering which homes fit most comfortably in your budget.

At the end of your session you'll receive a copy of your budget, as well as an action plan created by your counselor and your certificate of completion (if applicable).

We're here to help! Don't hesitate to reach out with any questions you may have. If your question isn't covered below, click "CONTACT US" at the top of the page to submit your question.

Is there a fee for homebuyer counseling?

There are a variety of homebuyer counseling options available. The maximum fee for homebuyer housing counseling is $149. Certain loan companies may cover this cost. Check with your loan company before beginning your counseling session.

Do you offer loans?

No. MMI is not a lender. Completing a counseling session does not qualify you for a loan, though it may fulfill certain requirements of a loan program.

Do you offer down payment assistance?

MMI as an organization does not offer down payment assistance. However, location-specific financial assistance programs may be available. Consult with your counselor to see if programs are available in your area.

Do you provide counseling in Spanish?

Counseling services are available in English and Spanish. Interpreter services for many other languages are also available upon request.

Will this be reported to the IRS?

We do not report any information to the IRS. Your counseling session is confidential and your participation will not be disclosed to any third party without your permission.

"I had my doubts in the beginning, but as soon as I got on the phone with MMI I knew I made the right choice. Very easy to contact and the process is quick. Thank you so much MMI! I've already started referring friends and coworkers! They need to know there are people really trying to help!"

Mercedes
"THANK YOU for not looking down on me, for understanding and helping me get back on track in such a courteous and helpful way. I was scared and after working with you I feel like I can handle life again. I know it is not over, but there is light at the end of the tunnel."

Rose P.
"Every time I communicated with MMI I was helped immediately and treated with dignity and respect. From the very first conversation, I received encouragement and admiration for making that first crucial phone call. I thank God every day for the lessons and help MMI taught me. God bless you all."

Shirley A.

As a national nonprofit, we're motivated by the number of families and individuals we can help make positive change in their lives. We want to help you make the best choices for you and your family.

Unbiased

As a 501(c)(3) nonprofit organization, we take pride in providing unbiased advice and expert instruction. We're working for you - not your lender.
Certified

Our foreclosure counselors all pass strict certification testing from the U.S. Department of Housing and Urban Development (HUD).
Professional

We love what we do, but we take our work and your trust seriously. We pride ourselves on our expertise and professionalism.

Jackie, an MMI counselor

Are you ready to buy the house of your dreams? Make sure you're prepared for everything that comes with that dream. We're here when you need us.

Speak to a Counselor

Begin immediately or schedule an appointment.

866-889-9347

Online homebuyer courses

Self-guided homebuyer education courses available 24/7.

Financial education courses and workshops.

Search for a homebuyer education workshop in your area.

SEARCH NOW

Better Business Bureau

MMI is proud to have achieved an A+ rating from the Better Business Bureau (BBB), a nonprofit organization focused on promoting and improving marketplace trust. The BBB investigates charges of fraud against both consumers and businesses, sets standards for truthfulness in advertising, and evaluates the trustworthiness of businesses and charities, providing a score from A+ (highest) to F (lowest).
Candid

MMI has achieved a Gold Seal of Transparency by Candid (formerly GuideStar), a leading source for insights on thousands of nonprofit organizations. For decades, Candid has provided data that powers hundreds of websites, programs, and applications related to philanthropic giving in order to help grantors make informed decisions.
Trustpilot

MMI is rated as “Excellent” (4.9/5) by reviewers on Trustpilot, a global, online consumer review platform dedicated to openness and transparency. Since 2007, Trustpilot has received over 116 million customer reviews for nearly 500,000 different websites and businesses. See what others are saying about the work we do.
Department of Housing and Urban Development

MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.
Council On Accreditation

MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
National Foundation for Credit Counseling

MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.