MMI’s dedicated Business Development team is always on the lookout for strategic, mutually beneficial partnerships across industrial sectors. We're motivated to change how American consumers overcome challenges through education, one-on-one counseling, and timely, expert advice. By connecting with community and business partners, we're able to empower more families and individuals to make positive, lasting change.
We also believe that there's no single solution to the often complex problems facing consumers. That's why our partner programs are flexible and customizable, designed to scale up or down depending on the size and needs of partner organizations.
As the nation's largest full-service, nonprofit credit counseling organization, MMI is uniquely positioned to develop new programs and services in response to emerging consumer issues. Our varied core services target the most significant consumer pain points and can be easily woven into any new program offering.
- Credit Counseling | One-on-one budgeting and financial coaching
- Debt Management Plan | A creditor-approved debt repayment program with money-saving benefits
- Student Loan Counseling | In-depth loan analysis and action plan for rehabilitation and repayment
- Foreclosure Counseling | HUD-approved foreclosure mitigation and intervention assistance
- Reverse Mortgage Counseling | Required education for home equity conversion mortgage (HECM) borrowers
- Post-Disaster Financial Recovery Counseling | Ongoing counseling and support for survivors of natural disasters
- Financial Workshops | In-person financial seminars covering specialized topics
Current Partner Programs
Housing Counseling Partnership
MMI offers a number of programs designed to help consumers find a home and stay in that home. These services offer unique benefits to both clients and partners. For clients, our housing services are a lifeline, providing hope in often bleak moments. And once the crisis is past, the education we provide helps reduce the possibility of future setbacks.
For partners, our services can help to reduce default rates, create better educated consumers, improve communication with clients, and improve public relations. Partnering with MMI to provide consumer housing solutions would be useful for large banks, mortgage loan servicing companies, REITs, reverse mortgage lenders, credit unions, community banks, utility companies, and military-focused organizations.
Military Reconnect Partnership
We are committed to working with military-focused organizations in order to help those who have served our country find economic stability. We recognize the difficulty many servicemembers face reconnecting and reestablishing themselves following their service. That's why we provide specialized services for military families, designed to help them create lasting financial stability through counseling and education.
Our military partnership programs are well-suited for Veteran Service Organizations, The Department of Defense, Department of Veterans Affairs, US Chamber of Commerce, and Institutional Banks (that generally have a department devoted to military initiatives).
Pre-purchase Counseling Partnership
Pre-purchase housing counseling is an effective way to ensure that prospective homeowners make informed decisions during the home buying process. This program helps consumers avoid the types of pitfalls that can lead to foreclosure. It may also meet the counseling requirements for down payment assistance programs, neighborhood stabilization programs, or other such programs.
For our partners, this program is an effective way to ensure that constituents are given access to consistent materials and a consistent message. We also offer reporting and a certificate of completion for the program. Candidates for this type of partnership include FHLB Regional Banks, state and local housing authorities, prospective homeowners and large mortgage lenders.
Debt Management Partnership
The debt management plan (or DMP) is one of the cornerstone services offered by MMI. Based on our established relationship with creditors, consumers enrolled in a DMP are typically eligible for money-saving benefits, including reduced interest rates and waived fees. These benefits, in concert with the education and budgeting guidance provided by our certified counselors, allows clients to pay their debts in full faster than they otherwise would.
A debt management partnership with MMI allows employers and other organizations to offer this service to their constituents, empowering them to pay off debt responsibly while regaining long-term financial control.
Post-Disaster Financial Recovery Services
Natural disasters can cause lasting damage for families, communities, and organizations. Project Porchlight is a resource dedicated to helping survivors of disasters through the often complicated process of filing for aid, completing insurance claims, and bringing their day-to-day finances back under control following a catastrophe. This includes ongoing monthly check-ins to provide support and ensure that clients are making progress.
By partnering with MMI and Project Porchlight, organizations are able to provide their members, employees, and clients with timely support and valuable resources should a disaster strike.
Personalized Learning Program (PLP)
This tool provides partners with a low-cost and effective way to offer ongoing education and counseling resources to those individuals who face financial challenges. Courses are offered on a variety of topics, from saving for college to understanding credit to managing your household, and are appropriate for a wide range of age groups. The program is customizable and provides assessments and progress reports for participants.