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Making Life Affordable

We help people make the most of their money and create a balanced budget.

not enough money to go around

There are a million reasons why money sometimes becomes a struggle. It may be because of sickness, unemployment, a major unexpected expense, divorce, or a simple case of overspending.

Whatever the reason, when money becomes a struggle it has an enormous impact in almost every other area of our lives. It makes day-to-day living, planning, and spending exhausting. It makes our big picture goals - owning a home, saving enough for retirement - feel impossible.

But none of those things are impossible. We can show you how to make your goals a reality.  

We provide clarity, calm, and a plan

No one wants to spend all of their time thinking and worrying about money. We don't want you to, either. That's why we offer FREE debt and budget counseling to anyone looking to get a better handle on their finances. Our counselors understand what it feels like to be overwhelmed by financial obligations. They have the training and expertise necessary to objectively analyze your situation and provide meaningful suggestions, resources, and next steps.

If you know things need to change, but you're not exactly sure what the problem is, a debt and budget counseling session is a great way to step back, understand what's happening, and create a plan to get you where you want to be.

Peace of mind in an hour (give or take)

The heart of debt and budget counseling is an open, honest review of your personal finances. We'll review your spending, debt, and income, before discussing your goals and what needs to happen next. Counseling is available online, over the phone, and in-person in select locations. And it's FREE! (I think we mentioned that...)  

Change can be tough, and you may have to make some difficult changes in order to reach your goals. That's why it's important to always keep your goals - and the reasons behind those goals - in mind. You're reading this for a reason, right? Just think how much better you'll feel once you don't have to think about money all the time.

ReadY TO BEGIN? CLICK HERE TO TRY ONLINE COUNSELING

DEBT AND BUDGET COUNSELING
What does it do and how does it work?

Description
Credit counseling from MMI is a great way to step back and get expert analysis on your personal financial situation. No one wants to spend all of their time thinking and worrying about money. We don't want you to, either. That's why MMI offers FREE debt and budget counseling to anyone looking to get a better handle on their finances. Our counselors understand what it feels like to be overwhelmed by financial obligations. They have the training and expertise necessary to objectively analyze your situation and provide meaningful suggestions, resources, and next steps.
Upload Date
20170804T010240Z
Source Organization
Money Management International
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This Is What We Do
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This Is What We Do
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0.55
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How credit counseling from MMI can help you
Transcript

Debt and budget counseling from MMI is a great way to step back and get expert analysis on your personal financial situation.Together we review your income, expenses, and debts in detail to create a complete picture of where your money is going. It's helpful to have your most recent bills and statements on hand. 

Next we discuss your goals and long-term plans. We provide unbiased suggestions and resources designed to help you reach those goals.

Counseling generally takes about an hour to complete and is available online, over the phone, and in-person in select locations. 

Need a little more information?
Reaching out for help is sometimes hard. We want to make sure you're comfortable and have all the answers you need before beginning a counseling session. Question not answered below? Click "Contact Us" above and submit your question via email.
Can you help again if I've used your services before?
Can you help again if I've used your services before?
Absolutely. We're here and available to help anyone trying to improve their life and their finances.
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Is there a cost to use your services?
Is there a cost to use your services?

Most counseling and education is provided at no cost. We have a few select low-cost services and there are fees associated with using our debt management plan. However, you may be eligible for reduced or waived fees. Ask your counselor for more details.

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Will you talk to my creditors?
Will you talk to my creditors?

All of our counseling sessions are completely confidential. We will only contact your creditors if you decide to begin a DMP, in order to set up your repayment plan. 

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How do I begin?
How do I begin?
Assistance is available 24 hours a day, seven days a week. Simply click here to get started or give us a call at 866.889.9347. We look forward to helping!
 
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How do I schedule an appointment with my local office?
How do I schedule an appointment with my local office?

Office appointments are available by appointment. Please call 866.889.9347 to schedule an appointment. We look forward to meeting you!

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They've been where you are today
We Value Your Time and Your Money
Your problems are important to us. As the largest nonprofit financial education and counseling organization in the United States, we take pride in being there for you when you need us most. Our values are evident in every client interaction.
  1. Confidential
    Your participation in any of our services is always confidential and won't be reported to any third party (including creditors and credit bureaus) without your permission.
  2. Compassionate
    We're passionate about helping, because we all know what it feels like to need help. Expect to always be treated with kindness and compassion.
  3. Professional
    We love what we do, but we take our work and your trust seriously. We pride ourselves on our expertise and professionalism.
Raymond, an MMI counselor
Don't forget - our Debt & Budget Counseling is always FREE and you're never under any obligation to use any of our other services.
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