Blogging for Change

Frugal tips to ease back-to-school shopping expenses

by Renee McGruder on
8/19/2009
in Budgeting and Building Savings

As the summer season winds down, the start of a new school year is fast approaching. Every new school year presents new challenges and opportunities. The anxiety of back-to-shopping can be enormous due to the already high unemployment rate and the rising cost of households goods. According to a survey conducted by the National Retail Federation, 49.6 percent of people said they plan to spend less on school supplies. The average family with students from grades Kindergarten through 12 is expecting to spend under $548.72 on school merchandise – a decline of 7.7 percent from 2008.

The best strategy for back-to-school shopping is to start with a game plan. Following is some recession-friendly advice to help stretch your dollars without depriving your kids:

Look for special promotions. During this time of the year many stores are offering amazing back-to-school sales. Watch out for special promotions such as free-shipping and those “buy two for one” deals.

Do your shopping during “tax free days.” These days usually last for an entire weekend in either July or August (there are still a few coming up!) This is a great time to buy t-shirts, socks, and school uniforms.

Shop at local consignment stores. The end of summer is when many thrift stores are getting great, gently used clothing. These stores offer amazing pricing for quality merchandise. Thrift stores have strict policies for accepting items so you don’t have to worry about buying anything damaged.

Take advantage of Thursday nights. Many department store sales begin on Thursday and run through Sunday. Many of us save our shopping for the weekend, but a trip to the mall on Thursday can produce great savings and you’ll get first rights on merchandise.

Finally, to save on back-to-school shopping it’s important to set a budget and stick to it. With proper planning, you can prepare your children for another school year without breaking the bank. Note from Kim: Not to sound cheap or anything (yeah, right), but you could also try playing the waiting game. Supplies that are not truly needed those first few days are bound to get cheaper after the school year gets underway!

Renee McGruder is a former communications coordinator and grant writer at MMI.

Recommended Articles

Man sitting in front of pile of bills, trying to understand his options.
Professional Budget Advice
Make the most of every dollar and start building toward your dreams! Budget counseling is FREE and available 24/7.
Learn More
Learn more
  • Better Business Bureau A+ rating Better Business Bureau
    MMI is proud to have achieved an A+ rating from the Better Business Bureau (BBB), a nonprofit organization focused on promoting and improving marketplace trust. The BBB investigates charges of fraud against both consumers and businesses, sets standards for truthfulness in advertising, and evaluates the trustworthiness of businesses and charities, providing a score from A+ (highest) to F (lowest).
  • Financial Counseling Association of America Financial Counseling Association of America
    MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
  • Trustpilot Trustpilot
    MMI is rated as “Excellent” (4.9/5) by reviewers on Trustpilot, a global, online consumer review platform dedicated to openness and transparency. Since 2007, Trustpilot has received over 116 million customer reviews for nearly 500,000 different websites and businesses. See what others are saying about the work we do.
  • Department of Housing and Urban Development - Equal Housing Opportunity Department of Housing and Urban Development
    MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.
  • Council on Accreditation Council On Accreditation
    MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
  • National Foundation for Credit Counseling National Foundation for Credit Counseling
    MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.