Good credit history plays a critical role in your ability to secure a loan, qualify for a lower interest rate, and even obtain decent rates on car insurance. But the United States has a complicated legacy of discriminatory policies that have systematically denied communities of color equal access to affordable financial services and wealth-building opportunities. This lack of access affects people’s ability to build a strong credit history.

It pays to learn about the mortgage process so that you’re ready when the right house comes along. Learn how to get preapproved for a home loan.

Buy now, pay later (BNPL) loans are hugely popular, but they don't impact your credit, for better or worse. Thanks to a new scoring model from FICO, that's about to change.

The defining characteristic of adjustable-rate mortgages is their variable interest rates. During the first few years of the mortgage, the rate is fixed, and comparatively low. Once the fixed period ends, however, they become a riskier option. Here's what you need to know.

Credit cards allow you to spend money you might not otherwise have. Used mindfully as a tool, credit cards open up all types of convenient doors, but if used unwisely, they can also dig you into a financial hole. If you're just starting out with credit, here's what you should know.

Personal bankruptcies are on the rise. Here's how to see if you might qualify for a Chapter 7 bankruptcy.

A collection of financial data trends collected and aggregated from current MMI clients.

Buying a home? MMI offers a variety of homebuyer counseling and education certificate programs, available online and over the phone. Learn more about our homebuyer education.

Need more than just debt counseling advice? MMI can help you resolve your credit and debt problems with a structured debt management plan.

Identity theft isn't limited to adults. Millions of children have their identity stolen or compromised each year. Here's what you can do to protect your kids.