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The cost of prescription meds is on the rise, making it challenging to get what you need if you have no income. There are ways to get the medications you need though. And at little or no cost to you.

Learn about emergency loans for people with bad credit based on interest rates, along with alternative options, scams and other things to look out for.

Raising kids alone isn’t easy. If you’ve recently separated or if you’re a long-time single parent who doesn’t earn enough to make ends meet, using credit cards might feel like the only way to cover your monthly expenses. If that sounds like you, this advice can help you break free of your debt.

Many hospitals offer charity care programs to help offset the cost of unexpected medical bills. Here's how you can access those programs and reduce your hospital expenses.

Your debt-to-income ratio is a measure of your debt load compared to your income. It tells lenders whether you might struggle to afford another payment—like, say, a mortgage—on top of existing debts. Here's how to calculate your ratio and how to know when your number is too high.

When does it make sense to borrow from your 401(k)? What are the potential costs and consequences? Here's everything you need to know about accessing retirement funds early.

The CFPB passed a rule lowering credit card late fees to $8 - is that really going to happen? Here's what you need to know.

Credit is always a tricky subject for young adults just coming into their own money, but it's been especially tricky for Gen Z. Here's why.

Buy now, pay later (BNPL) loans are hugely popular, but they don't impact your credit, for better or worse. Thanks to a new scoring model from FICO, that's about to change.

Understand the debt settlement process and ease common fears with this quick guide—learn how it works, how it affects your credit, and more.

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Better Business Bureau

MMI is proud to have achieved an A+ rating from the Better Business Bureau (BBB), a nonprofit organization focused on promoting and improving marketplace trust. The BBB investigates charges of fraud against both consumers and businesses, sets standards for truthfulness in advertising, and evaluates the trustworthiness of businesses and charities, providing a score from A+ (highest) to F (lowest).
Financial Counseling Association of America

MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
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MMI is rated as “Excellent” (4.9/5) by reviewers on Trustpilot, a global, online consumer review platform dedicated to openness and transparency. Since 2007, Trustpilot has received over 116 million customer reviews for nearly 500,000 different websites and businesses. See what others are saying about the work we do.
Department of Housing and Urban Development

MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.
Council On Accreditation

MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
National Foundation for Credit Counseling

MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.