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I recently received this question about old debt. Since it is a frequently asked question, I thought I'd share the answer here.
Are you looking for nonprofit credit counseling and debt counseling options? We can help. We’ve rounded up the best debt counseling services of 2018. Here are our top picks:
In August 2022, President Biden announced his plan to provide targeted student loan forgiveness to offset the financial challenges caused by the Covid-19 pandemic. The goal is to offer financial relief to millions of student borrowers. Here’s an update on what’s going on and what to do.
Learn how much you should spend on a house based on what you make, your current expenses and other debts and the return on your investment
Consumer Credit Counseling Services (CCCS) offers financial education, budgeting assistance, and Debt Management Plans (DMP) through their network of counseling offices. All CCCS agencies are 501(c)(3) nonprofits.
Debt collection calls in the U.S. are spiking sharply in 2025. Why are debt collectors being so aggressive and what can you do to protect yourself?
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Browse our available financial education programs.
Are you concerned about student loan payments resuming in 2022? Need a plan to get ready for repayment? Watch this short video to learn about your options and create your own plan to begin repaying your student loans when forbearance ends.
If you’re looking for ways to make it easier to repay your debt, consider debt consolidation.
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  • Better Business Bureau A+ rating Better Business Bureau
    MMI is proud to have achieved an A+ rating from the Better Business Bureau (BBB), a nonprofit organization focused on promoting and improving marketplace trust. The BBB investigates charges of fraud against both consumers and businesses, sets standards for truthfulness in advertising, and evaluates the trustworthiness of businesses and charities, providing a score from A+ (highest) to F (lowest).
  • Financial Counseling Association of America Financial Counseling Association of America
    MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
  • Trustpilot Trustpilot
    MMI is rated as “Excellent” (4.9/5) by reviewers on Trustpilot, a global, online consumer review platform dedicated to openness and transparency. Since 2007, Trustpilot has received over 116 million customer reviews for nearly 500,000 different websites and businesses. See what others are saying about the work we do.
  • Department of Housing and Urban Development - Equal Housing Opportunity Department of Housing and Urban Development
    MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.
  • Council on Accreditation Council On Accreditation
    MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
  • National Foundation for Credit Counseling National Foundation for Credit Counseling
    MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.