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Learn how to compare and evaluate credit card offers to find the best one to meet your needs, build your credit score and take advantage of rewards.

After going to the doctor and charging it to her credit card, Katie was only able to make the minimum payments causing the interest to pile up. Working with MMI, Katie was able to pay off $30,000 in just three years.

Learn how credit card interest rates work, how APR works and factors in, along with strategies for avoiding credit card debt and for paying off credit cards.

Gabriel Grant is a military veteran who fell into debt while building a home, going back to school, and welcoming a child. Working with MMI, Gabriel has paid off $25,000 and raised his credit score 50 points in just three years.

After a series of unexpected costs, Everett Lacey found himself in $26,000 of debt. With all of this debt quickly piling up, he had no idea what to do to ensure he could still pay his bills. With the help of MMI, Everett was able to pay off the $26,000 and raise his credit score substantially.

When you're struggling with bills, it may be tempting you put your head in the sand and hope the whole thing blows over, but your creditors can't help you unless you ask for help. Here's how to approach that conversation.

Sami Johnson is a realtor, hairstylist, and self-proclaimed "shopaholic" from Athens, Georgia. Here's how MMI helped her repay 15 credit cards and $25,000 of debt.

Naomi Peden, a housing counselor with MMI, shares her experiences helping people in a financial crisis.

Kristin Pierre is a freelance singer, model, and executive assistant from Weehawken, New Jersey. As a freelancer, Kristin found her income to be unpredictable and she quickly found herself racking up $20,000 in credit card debt.

An artist by trade, Ali fell deep into debt after losing his primary source of income. With help from MMI, he was able to repay $17,000.

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Better Business Bureau

MMI is proud to have achieved an A+ rating from the Better Business Bureau (BBB), a nonprofit organization focused on promoting and improving marketplace trust. The BBB investigates charges of fraud against both consumers and businesses, sets standards for truthfulness in advertising, and evaluates the trustworthiness of businesses and charities, providing a score from A+ (highest) to F (lowest).
Financial Counseling Association of America

MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
Trustpilot

MMI is rated as “Excellent” (4.9/5) by reviewers on Trustpilot, a global, online consumer review platform dedicated to openness and transparency. Since 2007, Trustpilot has received over 116 million customer reviews for nearly 500,000 different websites and businesses. See what others are saying about the work we do.
Department of Housing and Urban Development

MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.
Council On Accreditation

MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
National Foundation for Credit Counseling

MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.