Improving Lives: Financial Success Stories

Client Success Story - Jade
“I thought, ‘Why can’t I do this on my own?’ But I couldn’t. It was just too much. I needed help.”
Jade
Professor
Linda, Paradise CA
"The sky was pitch black and I could hear explosions. I thought I was saying goodbye and that I was going to die."
Linda
Retired
MMI client Patricia
“When we finished I felt lighter. I was so happy, ecstatic."
Patricia
Military Service Member
Senior couple in retirement
“We’d worked all our lives to buy a home and realized that now it could just be taken from us.”
John and Sue
Retired
A teacher in front of her class
“My ex-husband took anything with cash value and I was stuck with everything that had debt attached to it…"
Kathy D.
Teacher
Hispanic Center for Financial Excellence
"I felt like I was in quicksand."
Diana
Chef
A couple enjoying a countryside walk with their dog
"I never want to go back to being afraid."
Denise B.
Consultant
Joe Y., an MMI client
“She wanted everything new and beautiful. We upgraded her diamond three times and she expected a destination vacation every year.”
Joe Y.
Retired
An entrepreneur at the site of a renovation
“The home was at the very peak of what my wife and I could afford, maybe even beyond...”
Jeff M.
Manager, Graphics Firm

Real Clients, Real Success

Every client has a story. Setbacks. Hard work. Success. When you hear their stories you may be surprised at how much of yourself you see in their circumstances. No matter the differences, however, the end result is the same across every story - they decided to make a change and reached their goals as a result. You can do the same.

Jason's Story

An MMI counselor uses the debt management plan to break free from overwhelming credit card debt.

Denise's Story

A couple shed their debt and save themselves after years of financial mismanagement.

John and Sue's Story

John and Sue were set for retirement when a pair of unexpected setbacks nearly cost them their house.

Linda's Story

A wildfire survivor rebuilds and forges ahead.

Patricia's Story

A military mom changes her family's financial future.

Diana's Story

A hardworking Columbian immigrant reaches her goals with the help of the Hispanic Center for Financial Excellence.

Kathy's Story

The story of a teacher who defeated personal darkness and $40,000 in debt.

Jeff's Story

A father and entrepreneur racks up $90,000 in credit card debt, then finds his way back to debt-free.

Joe's Story

A retiree escapes 50 years of debt.

Financial Tips and Advice

We blog about all kinds of financial topics - from the psychology of spending to the simplest ways to cut costs. Browse our extensive backlog of educational articles.

Helping Your Partner Break Bad Money Habits

Money can be a touchy subject in even the best of relationships. But if you happen to end up with someone who holds wildly different views on money management, things can get downright painful. Here's how to handle a potentially difficult conversation.

Helping Older Americans Struggling With Debt

More seniors are carrying debt into their golden years than ever before. Learn why managing debt in your later years is so hard and how to get out of debt with a limited income.

How to Get Off the Buy Now, Pay Later Treadmill

Buy now, pay later loans are easy to get and just as easy to abuse. If you've become overly reliant on short-term loans, here's how to break that cycle.

Best Benefits of Having Good Credit

You don’t have to know much about personal finance to know that having good credit is better than having bad credit. But why is credit so important and when do you really need it? Here's what you need to know.

How to Deal With Debt After a Long Layoff

Debt tends to add up during a period of unemployment. While out of work debt may not have been your priority focus, but as you return to work it’s going to take some strategizing to deal with it. Here’s how to tackle debt accumulation from unemployment.

Credit Counseling vs. Debt Relief

Credit counseling and debt relief might sound like interchangeable solutions, but they serve different purposes. Understanding how they work, and how they work together, can help you find the right path forward.

How Property Repossession Works

What purchases are subject to repossession? What are repossession agents allowed to do in pursuit of your property? What can you do if your property is repossessed? If you're concerned about losing property due to missed payments, here are the answers you need.

How Do Credit Monitoring Services Work?

If you’ve ever had your wallet stolen, you know how nerve-wracking it is to cancel all your debit and credit cards to prevent fraudulent purchases. Have you been wondering if credit monitoring is useful? Here’s what to know.

What is Credit Restoration and is It Ever Legitimate?

If you’re struggling to improve a low credit score, credit restoration can sound like a great option. But what is it and does it really work?
Share your Story
The story of your success could be the inspiration that starts someone on their very own journey of financial improvement. Celebrate what you've accomplished and motivate others to do the same!
Tell us about your journey
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    MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
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    MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.
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    MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
  • MMI is a proud member of the National Foundation for Credit Counseling (NFCC) National Foundation for Credit Counseling
    MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.