Improving Lives: Financial Success Stories

Client Success Story - Jade
“I thought, ‘Why can’t I do this on my own?’ But I couldn’t. It was just too much. I needed help.”
Jade
Professor
Linda, Paradise CA
"The sky was pitch black and I could hear explosions. I thought I was saying goodbye and that I was going to die."
Linda
Retired
MMI client Patricia
“When we finished I felt lighter. I was so happy, ecstatic."
Patricia
Military Service Member
Senior couple in retirement
“We’d worked all our lives to buy a home and realized that now it could just be taken from us.”
John and Sue
Retired
A teacher in front of her class
“My ex-husband took anything with cash value and I was stuck with everything that had debt attached to it…"
Kathy D.
Teacher
Hispanic Center for Financial Excellence
"I felt like I was in quicksand."
Diana
Chef
A couple enjoying a countryside walk with their dog
"I never want to go back to being afraid."
Denise B.
Consultant
Joe Y., an MMI client
“She wanted everything new and beautiful. We upgraded her diamond three times and she expected a destination vacation every year.”
Joe Y.
Retired
An entrepreneur at the site of a renovation
“The home was at the very peak of what my wife and I could afford, maybe even beyond...”
Jeff M.
Manager, Graphics Firm

Real Clients, Real Success

Every client has a story. Setbacks. Hard work. Success. When you hear their stories you may be surprised at how much of yourself you see in their circumstances. No matter the differences, however, the end result is the same across every story - they decided to make a change and reached their goals as a result. You can do the same.

Jason's Story

An MMI counselor uses the debt management plan to break free from overwhelming credit card debt.

Daren's Story

An active duty Air Force service member works with MMI to get the credit - and car - he deserves.

Debbie's Story

Support from Project Porchlight helps this Florida retiree recover from Hurricane Sally.

Marlon's Story

A slow trickle of spending eventually becomes $90,000 in debt for one father.

Denise's Story

A couple shed their debt and save themselves after years of financial mismanagement.

Diana's Story

A hardworking Columbian immigrant reaches her goals with the help of the Hispanic Center for Financial Excellence.

Financial Tips and Advice

We blog about all kinds of financial topics - from the psychology of spending to the simplest ways to cut costs. Browse our extensive backlog of educational articles.

What to Expect with Debt Settlement

Understand the debt settlement process and ease common fears with this quick guide—learn how it works, how it affects your credit, and more.

SNAP Benefits May Soon Run Out: How Families Can Manage During the Shutdown

The USDA recently alerted state agencies that funding for SNAP will run out in November if the current government shutdown is not resolved. Here's what impacted families can do to prepare.

How Much Debt is Considered "Too Much" Debt?

Having debt is just a way of life for most adults. The issue is never really having debt, it's having too much debt. So how do you know when you have more debt than you should?

What Does a Government Shutdown Mean to Me?

Even if you aren't an employee of the federal government a shutdown could be more than a minor inconvenience. Here's a quick rundown of all the ways a government shutdown could impact you.

Financial Advice for Single Parents with Credit Card Debt

Raising kids alone isn’t easy. If you’ve recently separated or if you’re a long-time single parent who doesn’t earn enough to make ends meet, using credit cards might feel like the only way to cover your monthly expenses. If that sounds like you, this advice can help you break free of your debt.

Student Loan Borrowers are About to Have Fewer Options

The One Big Beautiful Bill Act (OBBBA) is about to make major changes to the student loan repayment landscape. Here's what those changes mean for you.

Helping Seniors Protect Their Money

Social Security will soon stop sending out benefits payments by check. This big change is a great opportunity to make sure the seniors in your life are safe from financial fraud.

What is Rapid Rescoring and Should You Use It?

Rapid rescoring allows consumers to access their most up-to-date credit data, potentially bringing up their score in the process. But how does it work and when do you need it?

Helping Your Partner Break Bad Money Habits

Money can be a touchy subject in even the best of relationships. But if you happen to end up with someone who holds wildly different views on money management, things can get downright painful. Here's how to handle a potentially difficult conversation.
Share your Story
The story of your success could be the inspiration that starts someone on their very own journey of financial improvement. Celebrate what you've accomplished and motivate others to do the same!
Tell us about your journey
  • Better Business Bureau A+ rating Better Business Bureau
    MMI is proud to have achieved an A+ rating from the Better Business Bureau (BBB), a nonprofit organization focused on promoting and improving marketplace trust. The BBB investigates charges of fraud against both consumers and businesses, sets standards for truthfulness in advertising, and evaluates the trustworthiness of businesses and charities, providing a score from A+ (highest) to F (lowest).
  • Financial Counseling Association of America Financial Counseling Association of America
    MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
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  • Department of Housing and Urban Development - Equal Housing Opportunity Department of Housing and Urban Development
    MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.
  • Council on Accreditation Council On Accreditation
    MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
  • MMI is a proud member of the National Foundation for Credit Counseling (NFCC) National Foundation for Credit Counseling
    MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.