Improving Lives: Financial Success Stories

Client Success Story - Jade
“I thought, ‘Why can’t I do this on my own?’ But I couldn’t. It was just too much. I needed help.”
Jade
Professor
Linda, Paradise CA
"The sky was pitch black and I could hear explosions. I thought I was saying goodbye and that I was going to die."
Linda
Retired
MMI client Patricia
“When we finished I felt lighter. I was so happy, ecstatic."
Patricia
Military Service Member
Senior couple in retirement
“We’d worked all our lives to buy a home and realized that now it could just be taken from us.”
John and Sue
Retired
A teacher in front of her class
“My ex-husband took anything with cash value and I was stuck with everything that had debt attached to it…"
Kathy D.
Teacher
Hispanic Center for Financial Excellence
"I felt like I was in quicksand."
Diana
Chef
A couple enjoying a countryside walk with their dog
"I never want to go back to being afraid."
Denise B.
Consultant
Joe Y., an MMI client
“She wanted everything new and beautiful. We upgraded her diamond three times and she expected a destination vacation every year.”
Joe Y.
Retired
An entrepreneur at the site of a renovation
“The home was at the very peak of what my wife and I could afford, maybe even beyond...”
Jeff M.
Manager, Graphics Firm

Real Clients, Real Success

Every client has a story. Setbacks. Hard work. Success. When you hear their stories you may be surprised at how much of yourself you see in their circumstances. No matter the differences, however, the end result is the same across every story - they decided to make a change and reached their goals as a result. You can do the same.

Jason's Story

An MMI counselor uses the debt management plan to break free from overwhelming credit card debt.

Daren's Story

An active duty Air Force service member works with MMI to get the credit - and car - he deserves.

Debbie's Story

Support from Project Porchlight helps this Florida retiree recover from Hurricane Sally.

Marlon's Story

A slow trickle of spending eventually becomes $90,000 in debt for one father.

Denise's Story

A couple shed their debt and save themselves after years of financial mismanagement.

Diana's Story

A hardworking Columbian immigrant reaches her goals with the help of the Hispanic Center for Financial Excellence.

Financial Tips and Advice

We blog about all kinds of financial topics - from the psychology of spending to the simplest ways to cut costs. Browse our extensive backlog of educational articles.

The National Debt and How It Affects You

The national debt recently crossed $39 trillion, an unprecedented amount. Have you ever wondered how the national debt might affect you as an individual? Here’s what you should know.

How to Protect Yourself from Check Washing Scams

Check fraud, including check washing and check cooking schemes, have been on the rise in recent years. Here's how they work and how to protect yourself.

How to Negotiate Medical Bills

Negotiating can feel awkward if you've never done it before, but it can save you a lot of money when it comes to medical bills. Here's what you need to do:

How the Conflict in the Middle East Can Impact Your Finances

The United States' military actions in Iran have already impacted gas prices. How else should you expect the conflict in Iran and the Middle East to impact your wallet?

Debt Resolution Program: Details, Benefits, and Risks

What is a debt resolution program and is it right for you? Learn how debt resolution works, its risks, and 5 alternatives including credit counseling and debt management.

Debt Awareness Week: Breaking the Stigma Around Debt

Debt Awareness Week is an annual opportunity to break down the stigma around debt and start getting the help you deserve.

Building the Best Debt Repayment Strategy to Improve Your Credit Score

You've got some extra money and you want to pay down some debts. The question is, what debt repayment strategy will have the biggest impact on your credit score?

This Debt's Been in Collections for Years - Should I Pay It Off?

If you've got a collection debt that's about to fall off of your credit report, is it worth paying it off (even if you can)? There are a few factors to consider. Here's what you need to know.

Student Loan Wage Garnishments Temporarily Placed on Hold

Collection action against defaulted federal student loan holders that was supposed to begin in January has been paused until the summer. Here's how to take advantage of the reprieve.
Share your Story
The story of your success could be the inspiration that starts someone on their very own journey of financial improvement. Celebrate what you've accomplished and motivate others to do the same!
Tell us about your journey
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    MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
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    MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.
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    MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
  • MMI is a proud member of the National Foundation for Credit Counseling (NFCC) National Foundation for Credit Counseling
    MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.