Improving Lives: Financial Success Stories

Jade
Professor

Read Jade's Story

Linda
Retired

Read Linda's Story

Patricia
Military Service Member

Read Patricia's Story

John and Sue
Retired

Read John and Sue's Story

Kathy D.
Teacher

Read Kathy's Story

Hispanic Center for Financial Excellence

Diana
Chef

Read Diana's Story

A couple enjoying a countryside walk with their dog

Denise B.
Consultant

Read Denise's Story

Joe Y.
Retired

Read full story

An entrepreneur at the site of a renovation

Jeff M.
Manager, Graphics Firm

Read Jeff's Story

Every client has a story. Setbacks. Hard work. Success. When you hear their stories you may be surprised at how much of yourself you see in their circumstances. No matter the differences, however, the end result is the same across every story - they decided to make a change and reached their goals as a result. You can do the same.

Jason's Story

An MMI counselor uses the debt management plan to break free from overwhelming credit card debt.

Daren, who worked with MMI to improve his credit, stands in front of the car he was able to buy.

Daren's Story

An active duty Air Force service member works with MMI to get the credit - and car - he deserves.

Debbie's Story

Support from Project Porchlight helps this Florida retiree recover from Hurricane Sally.

Marlon's Story

A slow trickle of spending eventually becomes $90,000 in debt for one father.

Denise's Story

A couple shed their debt and save themselves after years of financial mismanagement.

Hispanic Center for Financial Excellence - financial education class

Diana's Story

A hardworking Columbian immigrant reaches her goals with the help of the Hispanic Center for Financial Excellence.

We blog about all kinds of financial topics - from the psychology of spending to the simplest ways to cut costs. Browse our extensive backlog of educational articles.

Building the Best Debt Repayment Strategy to Improve Your Credit Score

You've got some extra money and you want to pay down some debts. The question is, what debt repayment strategy will have the biggest impact on your credit score?

This Debt's Been in Collections for Years - Should I Pay It Off?

If you've got a collection debt that's about to fall off of your credit report, is it worth paying it off (even if you can)? There are a few factors to consider. Here's what you need to know.

Young man reviewing financial paperwork.

Student Loan Wage Garnishments Temporarily Placed on Hold

Collection action against defaulted federal student loan holders that was supposed to begin in January has been paused until the summer. Here's how to take advantage of the reprieve.

Woman holding credit card while using laptop.

Will Credit Cards Really Be Capped at 10% Interest?

Is a universal 10% interest cap on credit cards really going to happen? How might that work and why are some suggesting there could be actually be some pretty severe unintended consequences? Here's what we know so far.

1099-C and Tax Consequences of Settled Debt: What You Need to Know

How does settling debts impact your tax return? Here how to prepare for a settlement without getting stuck with an unexpected tax bill.

Young woman researching information on laptop.

For-Profit Debt Settlement vs. Nonprofit Debt Management Plans: Which Is Right for You?

What difference does it make if you work with a for-profit debt settlement company or a non-profit debt resolution company? Here's why you should always consider nonprofit debt relief options when looking for help with credit card debt.

Pros and Cons of Consolidating with a Debt Management Plan

A debt management plan may be a less well known form of debt consolidation, but it has some features that set it apart from the competition. Here's what you need to know.

Father carrying young daughters during winter season.

How to Have a Great Holiday on a Limited Budget

The holiday season is the time we get to kick back, relax, and spoil our kids thoroughly. But when money is tight, you may worry about creating a disappointing holiday for your children. Thankfully, there are plenty of ways to create a memorable holiday on a shoestring budget.

Mother helping young son decorated Christmas cookies.

Don't Make these Common Holiday Season Money Mistakes

The holiday season is one of the most stressful and challenging times of the year when it comes to money. With gifts and decorations to buy, large meals to plan, travel, and events there always seems to be something to spend money on. This year, avoid debt by avoiding these common holiday season money mistakes.

More blog posts Subscribe to our weekly newsletter

Better Business Bureau

MMI is proud to have achieved an A+ rating from the Better Business Bureau (BBB), a nonprofit organization focused on promoting and improving marketplace trust. The BBB investigates charges of fraud against both consumers and businesses, sets standards for truthfulness in advertising, and evaluates the trustworthiness of businesses and charities, providing a score from A+ (highest) to F (lowest).
Financial Counseling Association of America

MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
Trustpilot

MMI is rated as “Excellent” by reviewers on Trustpilot, a global, online consumer review platform dedicated to openness and transparency. Since 2007, Trustpilot has received over 116 million customer reviews for nearly 500,000 different websites and businesses. See what others are saying about the work we do.
Department of Housing and Urban Development

MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.
Council On Accreditation

MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
National Foundation for Credit Counseling

MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.