Debt Consolidation Related Resources

eBook: Managing Debt to Improve Your Mental Wealth

Living underneath the burden of debt is a scary place to be. But there are things you can do to manage both your debt and your mental state, improving both in the process.

Blog: Does debt consolidation hurt your credit?

Debt consolidation comes in many forms. The two most popular are generally a debt consolidation loan and a debt management plan. Both can be effective ways to manage and reduce your debts, and both come with similar pros and cons. Importantly, both are likely to have an impact on your credit score.

BLOG: A simple guide to paying off your credit cards

If you’ve been carrying balances on your credit cards you likely know full well how much that debt has been costing you. Getting rid of that debt, however, doesn’t have to be complex.

Are you a compulsive debtor?

Having personal debt is common and needing help repaying debt is not unusual. However, for some consumers, it is possible there may be underlying psychological issues related to debting that should be explored with a trained professional. This quiz may help you understand the extent of your problems with debt.

Signs of a gambling addiction and how to find help

For most gamblers, gambling is a recreational activity that never results in serious problems. For others, excessive gambling becomes an irresistible compulsion and addiction that destroys families, financially and emotionally. Here are som ecrucial signs to watch out for.

Understanding the Fair Debt Collection Practices Act

The Fair Debt Collection Practices Act sets important restrictions on the behavior of debt collectors. It's a good idea to educate yourself on these rules so you understand when your rights are being violated.