I've been meaning to for years

I took a peach pie over to my friend’s house last weekend. This seemingly mundane activity sparked quite an interesting conversation:

Friend: I have been meaning to make a pie for years.

Me:        Really, years?

Friend:   Well, summers go by really fast.

Me:        Pie doesn’t really have a season.

Friend:   Maybe I’ll make a pie next year.

Me:        You can make a pie in like an hour!

Friend:   I don’t have a pie server.

Me:        Well in that case, you’d better wait.

On the way home, I was thinking that if my friend can come up with multiple excuses not to make a pie, imagine how many excuses there must be to avoid money management. You are probably thinking that my friend’s excuses not to make a pie are lame, right? Well, I think most excuses are. For example, I asked a few people why they aren’t doing what they know they should be doing with their money. Here’s what they said:

-Times are tough right now.
-I need more time to research my options.
-I’m looking for a new job.
-I think I’m doing okay.
-I haven’t had a chance to go in and update the software.

Pretty lame, right? What’s your excuse?

 

Kim McGrigg is the former Manager of Community and Media Relations for MMI.

  • Better Business Bureau A+ rating Better Business Bureau
    MMI is proud to have achieved an A+ rating from the Better Business Bureau (BBB), a nonprofit organization focused on promoting and improving marketplace trust. The BBB investigates charges of fraud against both consumers and businesses, sets standards for truthfulness in advertising, and evaluates the trustworthiness of businesses and charities, providing a score from A+ (highest) to F (lowest).
  • Trustpilot Trustpilot
    MMI is rated as “Excellent” (4.8/5) by reviewers on Trustpilot, a global, online consumer review platform dedicated to openness and transparency. Since 2007, Trustpilot has received over 116 million customer reviews for nearly 500,000 different websites and businesses. See what others are saying about the work we do.
  • Consumer Federation of America Consumer Federation of America
    MMI is a member of the Consumer Federation of America (CFA), an association of nonprofit consumer organizations that was established in 1968 to advance the consumer interest through research, advocacy, and education. Today, nearly 300 of these groups participate in the federation and govern it through their representatives on the organization's Board of Directors.
  • Department of Housing and Urban Development Department of Housing and Urban Development
    MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.
  • Council on Accreditation Council On Accreditation
    MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
  • National Foundation for Credit Counseling National Foundation for Credit Counseling
    MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.