Ideas for earning more money

I recently read an interesting article on earning more money. The article emphasized earning more income instead of cutting costs. Let’s face it, cutting back on expenses isn’t always an option. You may be able to cut back on things such as cable, cell phone services, and eating out, but that will only go so far. Other items such as mortgage/rent or car payments aren’t as easily reduced. Plus, in a poll by the National Foundation for Credit Counseling, 66 percent of Americans have frugal fatigue – meaning people are tired of having to pinch pennies as a way to control spending.

In the midst of high gas prices and a still relatively high unemployment rate, earning extra income is a viable option for some people. A growing number of people are taking on part-time or freelance work to help ease growing expenses. According to U.S. Bureau of Labor statistics, about five percent of the working population has more than one job.

Most people are creative and have more than one talent to parlay into some extra earnings. Below is list of ideas for earning more income.


  • Freelance photography
  • Creating and selling jewelry
  • Cake making and decorating
  • Event planning
  • Freelance writer
  • Blogger
  • Marketing services, i.e., consulting, promotion, web site design, public relations, research, etc.


  • Playing the piano at a local church
  • Cooking and selling “dinner plates” to neighbors or at local shops like auto repair shops, barber shops, or beauty salons
  • Sewing/mending clothes for friends and family
  • Teaching private music lessons (such as piano, saxophone, etc.)
  • Home accounting, bookkeeping, or tax-planning business
  • Teach dance lessons


  • Babysit kids in your neighborhood
  • Tutoring services
  • Personal assistant
  • Helping prepare resumes, cover letters, and other career-oriented help
  • Dog walking or other pet services such as grooming
  • Auto/bike repair
  • Become a leisure-learning teacher in an area of your choice


  • Sell unused or gently-used items on sites like eBay
  • Become a sales representative for a cosmetics company
  • Host garage sales

Renee McGruder is a former communications coordinator and grant writer at MMI.

  • Better Business Bureau A+ rating Better Business Bureau
    MMI is proud to have achieved an A+ rating from the Better Business Bureau (BBB), a nonprofit organization focused on promoting and improving marketplace trust. The BBB investigates charges of fraud against both consumers and businesses, sets standards for truthfulness in advertising, and evaluates the trustworthiness of businesses and charities, providing a score from A+ (highest) to F (lowest).
  • Financial Counseling Association of America Financial Counseling Association of America
    MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
  • Trustpilot Trustpilot
    MMI is rated as “Excellent” (4.9/5) by reviewers on Trustpilot, a global, online consumer review platform dedicated to openness and transparency. Since 2007, Trustpilot has received over 116 million customer reviews for nearly 500,000 different websites and businesses. See what others are saying about the work we do.
  • Department of Housing and Urban Development - Equal Housing Opportunity Department of Housing and Urban Development
    MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.
  • Council on Accreditation Council On Accreditation
    MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
  • National Foundation for Credit Counseling National Foundation for Credit Counseling
    MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.