Debt affects more than just finances

When it comes to debt and stress there is a direct correlation between the two. Debt can have a profound impact on overall health. Debt impacts our overall health, mental state, relationship with our friends and family, and even how we perform on the job.

Many people are intimidated to talk about finances or may feel shame when discussing personal finance problems. The financial counselors at Money Management International (MMI) offers a wide variety of services including credit and budget counseling to help relieve the burden of stress due to financial issues. Below are some debt-related stress stats.

  • People who have debt-related stress are four times as likely to have ulcers or other digestive problems (Source: 
  • In neighborhoods with high foreclosure rates, there is a 12 percent increase in anxiety-related emergency room visits for adults under 50 years old (Source:
  • Twenty-four percent of Americans blame financial hardships for health-related issues such as depression, anxiety, and problems sleeping. Financial stress can also be linked to failed relationships (Source: Money Management International personal finance survey).
  • Eight out of 10 Americans say the current economy is a significant cause of stress (Source: American Psychological Association).
  • Faith in the American economic system continues to decline. Seventy-four percent of Americans do not trust the U.S. financial system (Source:

Fight back against debt today and call MMI at 866.990.2227 to get help now!



Renee McGruder is a former communications coordinator and grant writer at MMI.

  • The Consumer Federation of America (CFA) is an association of nonprofit consumer organizations that was established in 1968 to advance the consumer interest through research, advocacy, and education. Today, nearly 300 of these groups participate in the federation and govern it through their representatives on the organization's Board of Directors.

  • Since 2007, the Homeownership Preservation Foundation (HPF) has served as a trusted, neutral source of information for more than eight million homeowners. They are partnered with, and endorsed by, numerous major government agencies, including the U.S. Department of Housing and Urban Development and the Department of the Treasury.

  • The mission of the U.S. Department of Housing and Urban Development (HUD) is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD works to strengthen the housing market in order to bolster the economy and protect consumers; meet the need for quality affordable rental homes; utilize housing as a platform for improving quality of life; and build inclusive and sustainable communities free from discrimination.

  • The Council on Accreditation (COA) is an international, independent, nonprofit, human service accrediting organization. Their mission is to partner with human service organizations worldwide to improve service delivery outcomes by developing, applying, and promoting accreditation standards.

  • The National Foundation for Credit Counseling® (NFCC®), founded in 1951, is the nation’s largest and longest-serving nonprofit financial counseling organization. The NFCC’s mission is to promote the national agenda for financially responsible behavior, and build capacity for its members to deliver the highest-quality financial education and counseling services.