Adding romance to financial planning

Many couples spend more time planning their wedding than their financial interdependence. Yet it is common knowledge that money is the a common source of disagreement for couples, regardless of age or life stage. Because money matters, commit to spending more time to improving your financial position.

1.   Start with something romantic by talking about your dreams for the future.  Where do you want to be in 3, 5, or 10 years? 
2.    Next, make a joint commitment to overcome any obstacles standing in your way.  It can be very unifying to work toward a common goal. 
3.   Finally, vow to meet each month to discuss your financial goals and expectations. Review your budget regularly in order to identify problem areas.  Don’t be discouraged by the occasional setback.  Make adjustments as often as needed to ensure financial success.     

As you go through these exercises, make the resulting decisions together and agree to disagree.  Remember that everyone has their own money style, which has been shaped by their past experiences.  Just because your partner’s style is different does not make it wrong. Approaching the issues honestly and openly gives you a much better chance at a strong, healthy financial relationship.  For more on this topic, watch the video about Love and Money on the MMI YouTube Channel.


Kim McGrigg is the former Manager of Community and Media Relations for MMI.

  • Better Business Bureau A+ rating Better Business Bureau
    MMI is proud to have achieved an A+ rating from the Better Business Bureau (BBB), a nonprofit organization focused on promoting and improving marketplace trust. The BBB investigates charges of fraud against both consumers and businesses, sets standards for truthfulness in advertising, and evaluates the trustworthiness of businesses and charities, providing a score from A+ (highest) to F (lowest).
  • Financial Counseling Association of America Financial Counseling Association of America
    MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
  • Trustpilot Trustpilot
    MMI is rated as “Excellent” (4.9/5) by reviewers on Trustpilot, a global, online consumer review platform dedicated to openness and transparency. Since 2007, Trustpilot has received over 116 million customer reviews for nearly 500,000 different websites and businesses. See what others are saying about the work we do.
  • Department of Housing and Urban Development - Equal Housing Opportunity Department of Housing and Urban Development
    MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.
  • Council on Accreditation Council On Accreditation
    MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
  • National Foundation for Credit Counseling National Foundation for Credit Counseling
    MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.