Tips from financial philosophers

Earlier this year, we asked consumers to submit their best money management tip for inclusion in a desktop gadget. I was surprised to see how many financial philosophers there are out there! It is great to be reminded that no matter how complex our financial worlds become, some basic rules still apply.

Here are a few of my favorite words of wisdom:

Turn off the TV and balance your checkbook!
Suzy Z, Herber City

More is not always better.
Jeff K, Denver

Pay yourself first.
David S, Houston

Be patient. Watch the pennies and the dollars will follow.
Ann R, Salt Lake City

Simply, live below your means. It's hard to go wrong if you just live simply.
Kim F, Baton Rouge

Set a good example for your kids. They'll likely form their thoughts on money by watching how you spend yours.
Tex D, Richmond

If you've made a bad financial move, fix it - don't feed it!
Brett T, New York City

Take action. All the tips in the world won't matter if you don't use them.
Lizzy B, Queens

For information on downloading the free gadget, visit

Kim McGrigg is the former Manager of Community and Media Relations for MMI.