Customized debt repayment plans for SaverLife customers from MMI Customized debt repayment plans for SaverLife customers from MMI

Customized debt repayment plans from MMI

We’re excited to help SaverLife members reach their debt repayment goals.

SaverLife logoYou’re committed to building your savings. We’re committed to helping you get out of credit card debt as quickly and affordably as possible.

How it works

1) Complete an online financial analysis

Our secure online portal allows you to quickly and safely share information about your debts, income, and expenses. We can even pull a copy of your credit report to make the process even easier.

2) Receive a personalized evaluation and repayment plan

We’ll use the information you provide to create personalized recommendations, along with a customized repayment plan designed to accelerate your credit card debt repayment and save you money in the process.

3) Connect with an expert to discuss options and start plan

Our certified counselors can take your analysis a step further, providing advice and finding ways to reduce expenses, reduce payments, and get you started on your customized plan.


Begin your free financial analysis


Do debt differently with MMI

For over 60 years, MMI has helped consumers across the country change their lives through counseling, education, and effective debt repayment solutions.

With MMI, you can be out of debt:

  • 7x faster than doing it alone
  • In as little as 24 months
  • With one, affordable monthly payment
  • While improving your credit score 80 points or more

Whether your debts are current, past due, or severely delinquent, we have customized plans to serve your needs.

Frequently asked questions

Learn more about MMI and our services.

Who is MMI?

Who is MMI?

MMI (Money Management International) is the nation's largest nonprofit credit counseling agency. For over 60 years, our goal has been to change how America overcomes financial challenges through coaching, innovative programs, and consumer advocacy.

How does MMI save people money?

How does MMI save people money?

We work with creditors to negotiate reduced interest rates and consolidate your credit cards into one affordable monthly payment. The average interest rate for accounts on an MMI repayment plan in 2024 was 6.64%.

Do I qualify for a repayment plan?

Do I qualify for a repayment plan?

There are no credit requirements to start a repayment plan with MMI. As long as a repayment plan is in your best interests and helps you get out of debt, you qualify!

What does it cost?

What does it cost?

There’s no cost for completing a financial analysis or working with an MMI counselor. If you decide to start a debt management plan (DMP) with MMI you may be charged a one-time set-up fee (average $38, max $75) and a monthly fee (average $27, max $59).

Will you talk to my creditors?

Will you talk to my creditors?

Working with MMI is completely confidential. We’ll only contact your creditors if you decide to start a debt repayment plan with MMI.

Our next success story? You.

Description
MMI client Dia Ruocco and counselor Naomi Peden appear on Spotlight on America for a look at what’s driving America’s record debt.
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MMI client Dia Ruocco and counselor Naomi Peden appear on Spotlight on America.
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MMI client Dia Ruocco and counselor Naomi Peden appear on Spotlight on America.
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PT3H6M
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/global/videos/dia-ruocco-spotlight-on-america

We’re honored to have been given the opportunity to change the lives of so many people for the better. But there’s always room for one more success story.

Check out these stories of people just like you who overcame huge amounts of debt and reached their goals with help from MMI.

Check out the podcasts
  • Better Business Bureau A+ rating Better Business Bureau
    MMI is proud to have achieved an A+ rating from the Better Business Bureau (BBB), a nonprofit organization focused on promoting and improving marketplace trust. The BBB investigates charges of fraud against both consumers and businesses, sets standards for truthfulness in advertising, and evaluates the trustworthiness of businesses and charities, providing a score from A+ (highest) to F (lowest).
  • Financial Counseling Association of America Financial Counseling Association of America
    MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
  • Trustpilot Trustpilot
    MMI is rated as “Excellent” (4.9/5) by reviewers on Trustpilot, a global, online consumer review platform dedicated to openness and transparency. Since 2007, Trustpilot has received over 116 million customer reviews for nearly 500,000 different websites and businesses. See what others are saying about the work we do.
  • Department of Housing and Urban Development - Equal Housing Opportunity Department of Housing and Urban Development
    MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.
  • Council on Accreditation Council On Accreditation
    MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
  • National Foundation for Credit Counseling National Foundation for Credit Counseling
    MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.