Debt-to-Income Ratio Calculator
This calculator determines what percentage of your income goes to credit and debt payments each month.
What's a healthy ratio? Debt-to-income ratio should include all sources of income and all debt payments. A ratio above 36 percent is generally considered a sign that you may have more debt than you can handle. As the ratio creeps over 40 percent, you may find it very difficult to qualify for loans and mortgages with preferred terms.