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Which is better, paying off debt or investing your money? Theres no quick and easy answer to this question. The decision involves some comparison between what your debt is costing you and what you expect to make in return for your investments.

Paying off debt can be a tedious and painful process. But it is possible, and there are ways to speed things up and sometimes make it a little fun (really).

Ideally, we'd all love to be completely debt-free, but in reality it's pretty hard to live without some kind of debt. The trick is to have the least amount of bad debt possible. Didn't know there was a difference between "good debt" and "bad debt"? Well, there is, and knowing that difference is one of the most important keys to healthy finances.

When you’re a single parent, affording the cost of living can be stressful and lonely. Living on one income means your budget is more limited, giving you less financial flexibility and making saving more difficult. If you’ve wondered about taking a loan to get ahead or to help manage unexpected costs, here’s what to think about.

The organizational history of MMI.

If you discuss the dreams and opportunities that come with winning the lottery amongst a group of friends, there’s inevitably one person who points out you’re going to have to pay half of it in taxes. It can be a bummer, but it’s also not necessarily true. Here's the true cost of winning the lottery.

Unemployment is stressful, especially when you’re dealing with debt. Whether you recently lost your job or have been unemployed for a few months, it’s important to make sure you can pay your bills each month—including your credit card bills and other unsecured loans.

The One Big Beautiful Bill Act (OBBBA) is about to make major changes to the student loan repayment landscape. Here's what those changes mean for you.

MMI offers nonprofit financial education and counseling to Los Angeles, CA consumers struggling with debt, budgeting, housing, and student loan concerns.

MMI offers nonprofit financial education and counseling to Oakland, CA consumers struggling with debt, budgeting, housing, and student loan concerns.

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Better Business Bureau

MMI is proud to have achieved an A+ rating from the Better Business Bureau (BBB), a nonprofit organization focused on promoting and improving marketplace trust. The BBB investigates charges of fraud against both consumers and businesses, sets standards for truthfulness in advertising, and evaluates the trustworthiness of businesses and charities, providing a score from A+ (highest) to F (lowest).
Financial Counseling Association of America

MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
Trustpilot

MMI is rated as “Excellent” by reviewers on Trustpilot, a global, online consumer review platform dedicated to openness and transparency. Since 2007, Trustpilot has received over 116 million customer reviews for nearly 500,000 different websites and businesses. See what others are saying about the work we do.
Department of Housing and Urban Development

MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.
Council On Accreditation

MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
National Foundation for Credit Counseling

MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.