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Ideally, we'd all love to be completely debt-free, but in reality it's pretty hard to live without some kind of debt. The trick is to have the least amount of bad debt possible. Didn't know there was a difference between "good debt" and "bad debt"? Well, there is, and knowing that difference is one of the most important keys to healthy finances.

Paying off debt can be a tedious and painful process. But it is possible, and there are ways to speed things up and sometimes make it a little fun (really).

Are you looking for nonprofit credit counseling and debt counseling options? We can help. We’ve rounded up the best debt counseling services of 2018. Here are our top picks:

Parents often help college-bound children by taking Parent PLUS loans or co-signing private student loans, sometimes with the understanding their student will pay back them back. But students might not be able to afford the entire load, and might not realize it until they’ve graduated.

Student loan consolidation can be beneficial, but it’s not necessarily the right choice for everyone. Here’s what to consider and how you can consolidate loans.

Having a good income doesn't necessarily mean you're going to have an easy time getting out of debt. Rising costs and excessive interest charges can be a barrier to debt repayment at any income bracket. Here's what to know.

You can save money in the moment if you're cheap, but it could cost you more in the future as the items or services you buy quickly wear out or don't fulfill your needs. Here are four reasons spending less can cost you more.

Some financial problems can't be solved with a better budget. Sometimes you need the charity of others to make it through. Here are 15 resources that may be able to assist you in a financial emergency.

For the first time, the average American in their 20s has less income than the average American in their retirement years. That's a problem.

As technology evolves, the methods will change, but no matter where you are or when you live, you always need to be on the lookout for scams.

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National Foundation for Credit Counseling

MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.