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Venmo, Apple Pay, Google Pay, cryptocurrency, etc. Digital payment options are on the rise. How do they work? How are they different? Here's what you need to know.

A timeshare can sound appealing: a luxury vacation home that's all yours one week a year. But what if you're stuck with a timeshare you no longer want?

The next time your lease is up, don't just sign the renewal. Make sure you consider the following before making a decision about where you're going to live.

Sticking to a budget is hard. Fortunately, there's a proven, low-fi method to help keep your budget on track.

A home modification loan is an agreement that actually changes the term of your existing loan. The Making Home Affordable program uses government subsidies and incentives to reduce principals and lower interest rates on conforming loans.

Calling someone you may not know to ask for help can be hard, so I wanted to share how your session will go when you call Money Management International (MMI).

Father knows best- Or does he?

For-profit companies that sell debt relief services over the telephone may no longer charge a fee before they settle or reduce a consumer’s credit card or other unsecured debt. The common practice of charging a fee in advance of any service being delivered often left well-intended consumers worse off than when they began.

In her recently released book Hot (broke) Messes: How to Have Your Latte and Drink It Too Trejos discusses how despite her career success she was drowning in credit card debt. She admits to living well beyond her means - including impulse buying and emotional spending.

Settlement is a legitimate option for consumers who can't afford to repay their debts in full, but it's important to fully understand the pros and cons.

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Financial Counseling Association of America

MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
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Department of Housing and Urban Development

MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.
Council On Accreditation

MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
National Foundation for Credit Counseling

MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.