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While retailers are busy trying to stimulate enough holiday sales to put them into the black financially, consumers are dreaming of a black Christmas, one that keeps them in the black on their personal ledger sheet.

If you didn’t put money aside for holiday spending this year, you may be feeling a pinch right now. The holiday season is the time of year when most people spend more than they planned. Here are some things to consider in order to get your finances back on track as you head into the New Year.

The holiday season is a common time for people to rack up credit card debt. Here's what you need to know to avoid or pay off holiday credit card debt.

Money is often one of those topics that people will do almost anything to avoid talking about – many of us have been raised to believe it’s not polite to discuss. When we’ve absorbed the cultural messaging that debt is bad, opening up about it is even more difficult. Why is that?

If you were recently laid off or lost your job, you may be wondering how you’re going to make ends meet. Learn what loan options might be available to you.

Tangled titles, or titles that don't accurately reflect a homeowner's claim to a residence, disrupt generational wealth for families across the U.S. Learn more.

MMI offers free budget and debt counseling to those who need help with budgeting, money management skills, and credit issues.

You may have heard of credit counseling and the credit counselors who provide nonprofit support and aid to people just like you. But what exactly does a credit counselor do?

Schedule, edit, or cancel your next debt management plan deposit online through your MyMMI account.

Update your password, change your security questions, and more. Take full control of your debt management plan (DMP) with MMI.

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Better Business Bureau

MMI is proud to have achieved an A+ rating from the Better Business Bureau (BBB), a nonprofit organization focused on promoting and improving marketplace trust. The BBB investigates charges of fraud against both consumers and businesses, sets standards for truthfulness in advertising, and evaluates the trustworthiness of businesses and charities, providing a score from A+ (highest) to F (lowest).
Financial Counseling Association of America

MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
Trustpilot

MMI is rated as “Excellent” (4.9/5) by reviewers on Trustpilot, a global, online consumer review platform dedicated to openness and transparency. Since 2007, Trustpilot has received over 116 million customer reviews for nearly 500,000 different websites and businesses. See what others are saying about the work we do.
Department of Housing and Urban Development

MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.
Council On Accreditation

MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
National Foundation for Credit Counseling

MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.