Housing Counseling

A home is more than a place to live; it’s a financial asset, a place to raise a family, and an investment in the community. Knowledge is the key, whether you’re a first time homebuyer, considering a reverse mortgage, or struggling to prevent foreclosure.

Our Housing Services

Foreclosure Counseling

MMI is approved by the U.S. Department of Housing and Urban Development (HUD) to help you to get back on track if you have fallen behind with your mortgage payments.

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Reverse Mortgage Counseling

MMI is approved by the U.S. Department of Housing and Urban Development (HUD) to provide counseling required (or home equity conversion mortgage).

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Pre-Purchase Housing Counseling Services

There's more to purchasing your first home than simply saving for a down payment. MMI can help you understand the lending process and provide information to assist you in making important decisions for financing your home.

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Additional Resources

Learn more about buying, financing, maintaining, and protecting your largest asset with our homeownership articles and resources.

Before You Refinance Your Home Loan

There are several things to consider before deciding whether refinancing your home loan is right for you.

Budgeting for Your First Home

Is it time to start thinking about purchasing your first home? Apartment dwelling is fine and living with the folks is a great way to save money, but for quite a few of us, owning a home is the light at the end of the living situation tunnel.

Beware the hidden costs of homeownership

Are you planning to buy a new home? If you are making the move from renter to homebuyer, you are likely to find that there are some hidden costs to ownership — costs that you probably never thought about when you were renting. Starting at your closing, additional housing expenses that you hadn’t considered might cost you money you were never expecting to spend.

Click here for more housing resources »

  • The Consumer Federation of America (CFA) is an association of nonprofit consumer organizations that was established in 1968 to advance the consumer interest through research, advocacy, and education. Today, nearly 300 of these groups participate in the federation and govern it through their representatives on the organization's Board of Directors.
  • The National Council of Higher Education Resources (NCHER) is the nation’s oldest and largest higher education finance trade association. NCHER’s membership includes state, nonprofit, and for-profit higher education service organizations, including lenders, servicers, guaranty agencies, collection agencies, financial literacy providers, and schools, interested and involved in increasing college access and success. It assists its members in shaping policies governing federal and private student loan and state grant programs on behalf of students, parents, borrowers, and families.

  • Since 2007, the Homeownership Preservation Foundation (HPF) has served as a trusted, neutral source of information for more than eight million homeowners. They are partnered with, and endorsed by, numerous major government agencies, including the U.S. Department of Housing and Urban Development and the Department of the Treasury.

  • The mission of the U.S. Department of Housing and Urban Development (HUD) is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD works to strengthen the housing market in order to bolster the economy and protect consumers; meet the need for quality affordable rental homes; utilize housing as a platform for improving quality of life; and build inclusive and sustainable communities free from discrimination.

  • The Council on Accreditation (COA) is an international, independent, nonprofit, human service accrediting organization. Their mission is to partner with human service organizations worldwide to improve service delivery outcomes by developing, applying, and promoting accreditation standards.

  • The National Foundation for Credit Counseling® (NFCC®), founded in 1951, is the nation’s largest and longest-serving nonprofit financial counseling organization. The NFCC’s mission is to promote the national agenda for financially responsible behavior, and build capacity for its members to deliver the highest-quality financial education and counseling services.