Making a difficult process easy
Bankruptcy is not a simple process. It can be a painful decision, even when it's the right decision. The last thing you want to do is make your bankruptcy filing more complicated than it needs to be.
Who needs bankruptcy counseling and education?
While MMI's bankruptcy services are available to anyone, the target audience for pre-filing counseling and pre-discharge education is consumers who have already decided to begin the bankruptcy filing process. We recommend working with a qualified attorney to help you navigate this sometimes tricky process.
If you're unsure whether or not bankruptcy is the right path for you, consider first speaking with a certified credit counselor. Credit counseling is free and may help you better understand the severity of your situation. Your counselor can also provide potential alternatives to bankruptcy, if appropriate.
LEARN MORE ABOUT CREDIT COUNSELING
Begin when you're ready
Pre-filing counseling (required to begin the filing process)
877-895-2227 | counselors available 8am-5pm (CT) M-F
Pre-discharge education (required prior to discharge of debts)
866-745-2227 | counselors available 8am-5pm (CT) M-F