Personal Finance Basics
Mastering money is a process and a journey. Every little bit you learn along the way makes you better prepared for all the financial challenges – large and small – that life throws your way.
The lessons in this educational program are designed to help you make informed choices with your money. There will always be more to learn, but these lessons will help you deal with some of the most important elements of personal finance: spending wisely, saving effectively, managing expenses, avoiding scams, and building the kind of strong credit history you need to meet all your biggest financial goals.
These video lessons are available anytime. Just follow the links below to begin.
Child Tax Credit 2021
What is a tax credit, and how will the 2021 Advanced Child Tax Credit impact households with children? In this lesson, we'll provide insights and advice for parents who may have questions about this new program.
Tenants and landlords both have certain rights and responsibilities when it comes to rented property. If you're a renter, it's important that you understand these responsibilities. In this lesson, we'll break down who's responsible for what, so you can be an informed tenant.
To Buy or Lease a Car
Should you buy a new car, or sign a lease instead? There are pros and cons to both options, which we'll explore in this short lesson. If you need a new car soon, be sure to review this lesson first.
Fair Housing and You
Whether you’re looking to rent or buy, there are some important things to know about your housing rights. This video provides an overview of the Fair Housing Act and how it might affect you.
This concise video lesson introduces the basics of credit and why it’s important to your overall financial picture.
If you’re at risk of eviction, or struggling to make payments, there are resources that may be available to help. In this short video, we’ll explore what you should know about eviction options, resources, and moratoriums during the COVID-19 pandemic.
Managing Income & Expenses
Financial prosperity all begins with balance. When your income and your expenses are properly aligned, you're able to buy what you need and what you want, while still saving for the future.
If budgeting sounds like a chore, it really isn't! In this lesson, we'll walk you through what it takes to create a thoughtful budget and how to stick to your new spending plan.
Becoming a Credit Report Ninja
The information contained in your credit report can be the difference between achieving your biggest goals, like buying a house or starting a business, and falling short. Your credit report is a history of your relationship with credit – how you use it and how you abuse it – and it's a major factor in things like loan applications, rental applications, insurance rates, and more.
Don't stay in the dark about your credit! In this lesson, we'll shed light on the most important details of your credit report, including how to read your report and how to build a positive credit history.
Avoiding ID Theft & Scams
All your hard work building strong credit and a healthy savings base can be undone in an instant should a thief get a hold of your sensitive information. Financial scams and identity theft are shockingly common and dangerously destructive to the lives of the victims.
Avoiding these kinds of scams requires that you know what to look for. In this lesson, we'll break down the most common kinds of scams and all the steps you can take to protect yourself and your family.
Managing your Economic Impact Payment
In times of hardship, there may only be limited funds to stretch across a wide variety of financial responsibilities. In response to the ongoing coronavirus pandemic, stimulus funds were mailed out to eligible individuals across the country. This lesson breaks down the best way to use those funds, how to prioritize spending in an emergency, and how to watch out for scammers trying to take advantage of your hardship.