Start a debt management plan with MMI Start a debt management plan with MMI

Get back on track with a Debt Management Plan from MMI

Get peace of mind and a fresh start with our budget-friendly debt repayment program.

Discover Why a DMP from MMI is Unique

As a 501(c)(3) nonprofit organization, we're dedicated to finding real solutions for those in financial distress. We work with you and your creditors to craft an affordable repayment plan that best fits your needs and goals. Most importantly, we want you to succeed. Which means we’ll support you throughout your repayment plan and beyond.

The debt management plan from MMI has helped hundreds of thousands of families repay millions of dollars in debt. If you're looking to consolidate your payments and accelerate your debt-free date, a DMP is a great option. Need more reasons?

Less than 50% of the clients we work with end up on a DMP.

Of clients we work with end up on a DMP

If we don't think the DMP is your best option, we won't recommend it, but we'll still continue to support you.
The average MMI DMP client is debt-free and done with their repayment plan in less than 4 years.

Average time in years to becoming debt free

Every plan is different, but a DMP will almost always make debt repayment faster than going it alone.
The average client sees their average interest rate drop from nearly 24% to under 7%.

Average interest rate of an MMI client

That's down from nearly 24%, which can save you a significant amount of money over the course of the DMP.
The average MMI DMP client sees their credit score increase by more than 60 points during the first two years of the program.

Average credit score increase in first two years

And MMI DMP clients improved 43 points after just the first year of the program.
Nearly 80% of clients report a decrease in stress just by beginning to work with MMI.

Of clients report a decrease in stress

Taking that step and starting a plan is an immediate stress-buster, just by beginning to work with MMI.
They've been where you are today
  • "When I called I wasn't sure what to expect. How could I pay someone to help me manage my debt if I was already in debt? Anyway, they are extremely reasonable with what they charge. They created a plan based on my finances and actually got my monthly bills reduced. It took me 5 years, but I am credit card debt-free!"
    Adriana H.
  • "When I was told about MMI at first I had reservations and thought that this would be a gimmick. I spoke to someone on the phone, gave them my information, they told me what they had to do and what my responsibilities were and 4 years later with the help of MMI all of my 8 creditors have been paid off in full."
    Bryant C.
  • "MMI helped to give me piece of mind when I was drowning in debt. I can't thank them enough for their help."
    Emily
  • "At first there was so much trepidation, I was so afraid of wrecking my credit --- it was fairly good, but I owed over 40K worth of credit cards due to graduate college and the housing market crash. I was struggling to get myself out of the never ending hole I was in. Having seeing MMI recommended on a national personal finance show, I called them. And am I glad I did. They assisted me with budgeting and calculating how much it would cost to be debt free. They set up an automatic payment and it took me three years, but now I am debt free. My credit FICO score is now almost 800 and the money I am no longer paying creditors I am now saving."
    Arlene T.
  • "My biggest fear was to be scammed and wind up in a worse condition, so I did some research and found that a well-known consumer advocate recommended this company and that was the main reason I chose them. I'm glad I did. This program should save me around $7000 and shortened the time to pay off the debt by about 19 months. I highly recommend MMI to anyone who is highly burdened with debt and not sure where to turn (as I was). I have been in their program for two years now and have another two years to go until my debt is paid in full. I started the program with 14 credit card accounts and over $30K in debt."
    Nelson S.
  • "I don't know how I would have successfully paid off my debt without Money Management International. They broke it down and made it simple for me when I felt overwhelmed."
    Rachel W.

See what a DMP can do for you

Ready to start making real progress on your debt? Start your free analysis and see if a DMP works for you. We'll start by asking you some basic questions about your debts, expenses, and income.

Start online counseling. See how much you can save by consolidating your debt with MMI.

Begin online debt analysis

See how much you can save by consolidating your debt with MMI.
Get started
Call MMI to start your debt management plan.

Begin on the phone

Give us a call and we will walk you through the process.
866-889-9347
  • Better Business Bureau A+ rating Better Business Bureau
    MMI is proud to have achieved an A+ rating from the Better Business Bureau (BBB), a nonprofit organization focused on promoting and improving marketplace trust. The BBB investigates charges of fraud against both consumers and businesses, sets standards for truthfulness in advertising, and evaluates the trustworthiness of businesses and charities, providing a score from A+ (highest) to F (lowest).
  • Candid GuideStar Gold Transparency level 2022 Candid
    MMI has achieved a Gold Seal of Transparency by Candid (formerly GuideStar), a leading source for insights on thousands of nonprofit organizations. For decades, Candid has provided data that powers hundreds of websites, programs, and applications related to philanthropic giving in order to help grantors make informed decisions.
  • Trustpilot Trustpilot
    MMI is rated as “Excellent” (4.9/5) by reviewers on Trustpilot, a global, online consumer review platform dedicated to openness and transparency. Since 2007, Trustpilot has received over 116 million customer reviews for nearly 500,000 different websites and businesses. See what others are saying about the work we do.
  • Department of Housing and Urban Development Department of Housing and Urban Development
    MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.
  • Council on Accreditation Council On Accreditation
    MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
  • National Foundation for Credit Counseling National Foundation for Credit Counseling
    MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.