What I learned in 2010 that is worth remembering in 2011

While it's always great to get a fresh start, it's important to remember the lessons we've already learned.  I've complied a list of the 12 things I learned in 2010 that are worth remembering in 2011.

In January, I learned a new definition of rich.  In her post titled How do you define rich?, Tanisha Warner explains that being rich can mean having enough money to comfortably maintain while reaching the next level in a journey of building wealth.

In February, I realized that—without buying anything—I spend hundreds of dollars just to live through a day.  See if you've already spent a ton of money today.

In March, I reconsidered what are considered "normal" financial behaviors.  In When it comes to money, what is "normal"?, I highlight some statistics that offer a financial picture that is different from what we're used to seeing. 

April is Financial Literacy Month, so the blog featured inspirational guest posts from people who have overcome financial challenges.  I was so inspired by Catherine's touching story titled "I was at the bottom of my life."

On May 17, MMI announced the results of the first phase of a bankruptcy study designed to measure the impact of our bankruptcy counseling and education programs.  I learned that some of the benefits of bankruptcy counseling include increased knowledge and confidence. 

In June, Anna Kronzer's entertaining blog post titled To buy or not to buy: kitchen gadgets made me think lot about the contents of my kitchen.

In July, MMI launched the This is What We Do video.  This fun-to-watch 3:22 video makes me very proud to be part of this organization. 

In August, I got to talk to kids what they think it means to be rich.  In this video, they offer some words to wisdom worth remembering. 

In September, I learned that change can be good.  That is the month we aligned all of our Consumer Credit Counseling Service (CCCS) branch locations under one name: Money Management International (MMI). Read more about it in Name change for local branch offices.

Protect Your Identity Week is in October.  I had the opportunity to interview an identity theft victim who taught me about the huge impact identity theft can have on your life.

In November, I explored how generosity can sometimes turn into resentment. In 2011, I resolve to work toward true generosity

In December, Renee McGruder wrote a guest post about how to go from spendthrift to saver.  Like the people who left comments, I learned a lot about my own spending patterns.

I look forward learning more about money management in 2011.  If you have a topic you would like to know more about, please let us know!

Kim McGrigg is the former Manager of Community and Media Relations for MMI.

  • The Consumer Federation of America (CFA) is an association of nonprofit consumer organizations that was established in 1968 to advance the consumer interest through research, advocacy, and education. Today, nearly 300 of these groups participate in the federation and govern it through their representatives on the organization's Board of Directors.
  • The National Council of Higher Education Resources (NCHER) is the nation’s oldest and largest higher education finance trade association. NCHER’s membership includes state, nonprofit, and for-profit higher education service organizations, including lenders, servicers, guaranty agencies, collection agencies, financial literacy providers, and schools, interested and involved in increasing college access and success. It assists its members in shaping policies governing federal and private student loan and state grant programs on behalf of students, parents, borrowers, and families.

  • Since 2007, the Homeownership Preservation Foundation (HPF) has served as a trusted, neutral source of information for more than eight million homeowners. They are partnered with, and endorsed by, numerous major government agencies, including the U.S. Department of Housing and Urban Development and the Department of the Treasury.

  • The mission of the U.S. Department of Housing and Urban Development (HUD) is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD works to strengthen the housing market in order to bolster the economy and protect consumers; meet the need for quality affordable rental homes; utilize housing as a platform for improving quality of life; and build inclusive and sustainable communities free from discrimination.

  • The Council on Accreditation (COA) is an international, independent, nonprofit, human service accrediting organization. Their mission is to partner with human service organizations worldwide to improve service delivery outcomes by developing, applying, and promoting accreditation standards.

  • The National Foundation for Credit Counseling® (NFCC®), founded in 1951, is the nation’s largest and longest-serving nonprofit financial counseling organization. The NFCC’s mission is to promote the national agenda for financially responsible behavior, and build capacity for its members to deliver the highest-quality financial education and counseling services.