We could all use a little change

Over the years, consumers like you have taught me a lot about money and the power it holds. Through tens of thousands of letters written to me through the Advice Team, I have unfortunately become used to seeing words such as disaster, hopeless, and frustrated.

The good news is that the collective “you” already have—or have access to—everything you need to achieve or maintain financial success. Remember, you do not have to be rich to be successful. Being financially successful means doing the best you can with what you have and being satisfied.  To that end, the overall goal of this blog is to help you develop a good relationship with your money.

The title Blogging For Change explains exactly what you can expect on a day-to-day basis: ideas and information to help you make positive changes.  I will cover a huge variety of topics ranging from the very serious (avoiding foreclosure) to the very silly (regifting rules).  I will also invite other voices from the financial world to share their thoughts through this blog.

I look forward to reading your comments and encourage you to take advantage of our feeds and social bookmarking features to keep up to date and spread the word.  I will also be using twitter to communicate on a more micro-level.  Please remember that the information in this blog is not to be mistaken for legal, tax, or investment advice; it is provided to help you make your own informed decisions.

Welcome!  I am excited to begin our hunt for change.

Kim McGrigg is the former Manager of Community and Media Relations for MMI.

  • The Consumer Federation of America (CFA) is an association of nonprofit consumer organizations that was established in 1968 to advance the consumer interest through research, advocacy, and education. Today, nearly 300 of these groups participate in the federation and govern it through their representatives on the organization's Board of Directors.
  • The National Council of Higher Education Resources (NCHER) is the nation’s oldest and largest higher education finance trade association. NCHER’s membership includes state, nonprofit, and for-profit higher education service organizations, including lenders, servicers, guaranty agencies, collection agencies, financial literacy providers, and schools, interested and involved in increasing college access and success. It assists its members in shaping policies governing federal and private student loan and state grant programs on behalf of students, parents, borrowers, and families.

  • Since 2007, the Homeownership Preservation Foundation (HPF) has served as a trusted, neutral source of information for more than eight million homeowners. They are partnered with, and endorsed by, numerous major government agencies, including the U.S. Department of Housing and Urban Development and the Department of the Treasury.

  • The mission of the U.S. Department of Housing and Urban Development (HUD) is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD works to strengthen the housing market in order to bolster the economy and protect consumers; meet the need for quality affordable rental homes; utilize housing as a platform for improving quality of life; and build inclusive and sustainable communities free from discrimination.

  • The Council on Accreditation (COA) is an international, independent, nonprofit, human service accrediting organization. Their mission is to partner with human service organizations worldwide to improve service delivery outcomes by developing, applying, and promoting accreditation standards.

  • The National Foundation for Credit Counseling® (NFCC®), founded in 1951, is the nation’s largest and longest-serving nonprofit financial counseling organization. The NFCC’s mission is to promote the national agenda for financially responsible behavior, and build capacity for its members to deliver the highest-quality financial education and counseling services.