Struggling to pay your mortgage? MMI can help find your solution

We have some exciting news to share for homeowners who are struggling to make mortgage payments.

Money Management International is participating in a nationwide partnership to help families struggling with their mortgage payments apply for help from the Federal government’s Making Home Affordable Program. The Making Home Affordable® (MHA) Program is an important part of the Obama Administration’s comprehensive plan to help homeowners get mortgage relief and avoid foreclosure.

More than one million homeowners nationwide have already benefited from the Making Home Affordable Program, but hundreds of thousands of additional families are still eligible for help. 

MMI – a housing counseling agency approved by the U.S. Department of Housing and Urban Development (HUD) – is working in partnership with the U.S. Department of the Treasury, NeighborWorks America and more than 700 housing counseling agencies across the country to help homeowners apply for the program free-of-charge. 

Homeowners struggling with their mortgage payments often delay reaching out for help because they feel overwhelmed and unsure of where to turn. Unfortunately, some homeowners have paid to get help only to discover that they have become the victim of a scam. 

If you are a homeowner struggling with your monthly payments, we offer three pieces of advice: 

  • You don't need to figure this out alone. That's what our HUD-certified counselors are here for. From understanding your options to applying for assistance, we will work with you — free-of-charge — throughout the whole process. In fact, research shows that homeowners who work with a housing counselor are more likely to receive the assistance for which they are eligible. 

  • You shouldn't delay reaching out for help if you are struggling with your mortgage payments. There are more options available today to help families avoid foreclosure than ever before. The Federal government’s Making Home Affordable Program is the first step for many families to access the help they need. 

  • There is never a fee to apply for help. You should beware of anyone who requires a fee for counseling services or for a mortgage modification. 

To make an appointment with MMI to get free help applying for mortgage aid, simply call 888.665.9659 to speak with a certified housing counselor, or visit MMIurl.org/MHAcounseling for more information.

Jessica Horton is a former copywriter and community manager at MMI.

  • The Consumer Federation of America (CFA) is an association of nonprofit consumer organizations that was established in 1968 to advance the consumer interest through research, advocacy, and education. Today, nearly 300 of these groups participate in the federation and govern it through their representatives on the organization's Board of Directors.
  • The National Council of Higher Education Resources (NCHER) is the nation’s oldest and largest higher education finance trade association. NCHER’s membership includes state, nonprofit, and for-profit higher education service organizations, including lenders, servicers, guaranty agencies, collection agencies, financial literacy providers, and schools, interested and involved in increasing college access and success. It assists its members in shaping policies governing federal and private student loan and state grant programs on behalf of students, parents, borrowers, and families.

  • Since 2007, the Homeownership Preservation Foundation (HPF) has served as a trusted, neutral source of information for more than eight million homeowners. They are partnered with, and endorsed by, numerous major government agencies, including the U.S. Department of Housing and Urban Development and the Department of the Treasury.

  • The mission of the U.S. Department of Housing and Urban Development (HUD) is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD works to strengthen the housing market in order to bolster the economy and protect consumers; meet the need for quality affordable rental homes; utilize housing as a platform for improving quality of life; and build inclusive and sustainable communities free from discrimination.

  • The Council on Accreditation (COA) is an international, independent, nonprofit, human service accrediting organization. Their mission is to partner with human service organizations worldwide to improve service delivery outcomes by developing, applying, and promoting accreditation standards.

  • The National Foundation for Credit Counseling® (NFCC®), founded in 1951, is the nation’s largest and longest-serving nonprofit financial counseling organization. The NFCC’s mission is to promote the national agenda for financially responsible behavior, and build capacity for its members to deliver the highest-quality financial education and counseling services.