MMI offers new Credit Report Review service

Let’s start off with some fun stats:

  • 37 percent of Americans admit to not knowing their credit score.
  • 35 percent of Americans have checked their credit in the past 12 months.
  • 39 percent of Americans have pulled a copy of their credit report…ever.

We get it. Credit reports seem boring. And most of the time there doesn’t really seem like any good reason to think about your credit report and what’s on there. Your credit cards work just fine. And nobody’s harassing you on the phone. So what’s the big deal?

The fact is that building good credit takes time and hard work, but bad credit takes no effort at all. In fact, you can do everything right and your credit can still be in the tank. That’s because errors are common and identity theft happens more often than you might think.

Unfortunately, all that hard work and all those responsible decisions can be undone if you aren’t paying attention to your credit report. Errors can be corrected and you can pull yourself free from identity theft, but both take time. Meanwhile, you don’t necessarily know when you’re going to “need” your good credit. A car accident might mean you have to finance a new car. A change in living situation might mean you’re suddenly hunting for a new house or apartment. A new employment opportunity might be held-up or lost because of a damaged credit report.

We can help!

MMI is excited to offer a new service designed specifically to help you understand what’s on your credit report, including your current score!

Let one of our trained experts walk you through your personal credit report. The session covers how to pull a copy of your report, how to read your report, what factors are weighed in calculating your score, and more. Learn more about how a credit report review session can improve your understanding of credit and put you on the path to creating exceptional credit.

Jesse Campbell is the Content Manager at MMI, focused on creating and delivering valuable educational materials that help families through everyday and extraordinary financial challenges.

  • The Consumer Federation of America (CFA) is an association of nonprofit consumer organizations that was established in 1968 to advance the consumer interest through research, advocacy, and education. Today, nearly 300 of these groups participate in the federation and govern it through their representatives on the organization's Board of Directors.
  • The National Council of Higher Education Resources (NCHER) is the nation’s oldest and largest higher education finance trade association. NCHER’s membership includes state, nonprofit, and for-profit higher education service organizations, including lenders, servicers, guaranty agencies, collection agencies, financial literacy providers, and schools, interested and involved in increasing college access and success. It assists its members in shaping policies governing federal and private student loan and state grant programs on behalf of students, parents, borrowers, and families.

  • Since 2007, the Homeownership Preservation Foundation (HPF) has served as a trusted, neutral source of information for more than eight million homeowners. They are partnered with, and endorsed by, numerous major government agencies, including the U.S. Department of Housing and Urban Development and the Department of the Treasury.

  • The mission of the U.S. Department of Housing and Urban Development (HUD) is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD works to strengthen the housing market in order to bolster the economy and protect consumers; meet the need for quality affordable rental homes; utilize housing as a platform for improving quality of life; and build inclusive and sustainable communities free from discrimination.

  • The Council on Accreditation (COA) is an international, independent, nonprofit, human service accrediting organization. Their mission is to partner with human service organizations worldwide to improve service delivery outcomes by developing, applying, and promoting accreditation standards.

  • The National Foundation for Credit Counseling® (NFCC®), founded in 1951, is the nation’s largest and longest-serving nonprofit financial counseling organization. The NFCC’s mission is to promote the national agenda for financially responsible behavior, and build capacity for its members to deliver the highest-quality financial education and counseling services.