Exploring your options for getting out of debt

Debt can happen to anyone. 

Odds are, at least half of the people you know are feeling the same pangs of anxiety regarding their finances that you are experiencing. However, the topic of debt isn't something most people feel comfortable talking about. (I liken it to having casual conversations about your weight. Who WANTS to do that?) 

Sara, our fictional Money Management International client, illustrates this fact. While she is obviously a cartoon, she’s based on real people — the people we have the pleasure of encountering every single day here at MMI. And regardless of your preconceived notions of what “a person seeking debt help” looks like, you would probably be surprised to discover she looks a lot like you and me. 

If you're ready to follow Sara's lead and break up with Debt, MMI offers services set up specifically for people like you and me. Because getting out of debt doesn’t have to be complicated, thanks to tools like the debt management plan

If you’re still exploring your debt relief options, there are a lot of useful financial resources available to you. Sites like CreditSeason.com offer a slew of valuable personal finance resources to help you learn more about your financial situation. 

Just remember, when it comes to breakup up with Debt, take Sara's lead and just make sure you do something. After all, both of her paths lead to debt freedom. 

Where does your's lead? 

Jessica Horton is a former copywriter and community manager at MMI.

  • The Consumer Federation of America (CFA) is an association of nonprofit consumer organizations that was established in 1968 to advance the consumer interest through research, advocacy, and education. Today, nearly 300 of these groups participate in the federation and govern it through their representatives on the organization's Board of Directors.

  • Since 2007, the Homeownership Preservation Foundation (HPF) has served as a trusted, neutral source of information for more than eight million homeowners. They are partnered with, and endorsed by, numerous major government agencies, including the U.S. Department of Housing and Urban Development and the Department of the Treasury.

  • The mission of the U.S. Department of Housing and Urban Development (HUD) is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD works to strengthen the housing market in order to bolster the economy and protect consumers; meet the need for quality affordable rental homes; utilize housing as a platform for improving quality of life; and build inclusive and sustainable communities free from discrimination.

  • The Council on Accreditation (COA) is an international, independent, nonprofit, human service accrediting organization. Their mission is to partner with human service organizations worldwide to improve service delivery outcomes by developing, applying, and promoting accreditation standards.

  • The National Foundation for Credit Counseling® (NFCC®), founded in 1951, is the nation’s largest and longest-serving nonprofit financial counseling organization. The NFCC’s mission is to promote the national agenda for financially responsible behavior, and build capacity for its members to deliver the highest-quality financial education and counseling services.