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I quite literally have a new outlook on life and it’s beautiful.

Happiness is pretty good advertisement.

It has been about 2 or 3 years since I paid off my debts and it feels wonderful.

Soon just the monthly payments on my credit cards were more than I could afford and the total amount owed when added together was overwhelming. Paying the minimum monthly payments was getting me nowhere. There was no end in sight.

It wasn’t until we were both working full time and still not making a dent in our monthly expenses that we had to sit back and take a good look at the reality of the situation. The reality was that we owed a lot of money.

When it comes to boosting your FICO credit scores there are a variety of strategies that will yield varying amounts of improvement.

The National Foundation for Credit Counselings (NFCC) July online poll revealed that 64 percent of Americans would utilize a source other than their savings account to satisfy a $1,000 unplanned expense.

Is now the time to pull the trigger on a new mortgage?

Rapid rescoring allows consumers to access their most up-to-date credit data, potentially bringing up their score in the process. But how does it work and when do you need it?

Despite all the recent problems in the housing and mortgage industries, an overwhelming 81 percent of survey respondents believe that owning a home is still the American Dream.

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National Foundation for Credit Counseling

MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.
Council On Accreditation

MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
Financial Counseling Association of America

MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
Department of Housing and Urban Development

MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.