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For Kara, the trouble all started with her house ...Sharing one client's debt success story.

A reader recently asked, "How much debt do you have to have to get into credit counseling?" Thats a great question, and reflective of the fact that theres a lot of confusion out there over what credit counseling is and who needs it.

Mistakes happen, but errors on your credit card statement can be especially costly. Here's a quick rundown of how you can use the law to protect yourself, your money, and your credit.

The end of the year can be a lot of fun, but its also a time when we tend to let our financial guard down and make a few common mistakes that can really put our budget at risk.

They may not be that obvious or especially insidious, but over time these nine bad spending habits can do major damage.

Conventional wisdom used to be that buying a house was always better than renting, but reality is a bit more complicated than that. What's best for you? Let's take a look at all the factors involved.

There are a million reasons why Americans don't save money anymore. Unfortunately, if you're not saving money, you really can't afford to wait for things to change. You need to change instead.

Not only does paying bills late affect your credit score, it also costs you in late fees and other penalties.

Do you have an unhealthy relationship with spending money? It's more common than you might think. Here are some of the major red flags.

If you just can't seem to stop buying things you never actually use, you're not alone. There are psychological factors behind some of our worst purchasing decisions, and once you understand that psychology you'll be able to pump the brakes on all those bad buys.

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Department of Housing and Urban Development

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National Foundation for Credit Counseling

MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.