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The government's debt woes hold valuable financial lessons for consumers.

Most people know that they would/should/could reduce their spending. However, people are discouraged by this idea because they think of it as an "all or nothing" strategy. But in reality, there is a lot of room in between to step-down.

These easy, frugal tips will help college students save money on food

After a long (and sometimes challenging) year, the end of year holiday season is the time we get to kick back, relax, and spoil our kids thoroughly. But when money is tight, you may worry about creating a disappointing holiday for your children. Thankfully, there are plenty of ways to create a memorable holiday on a shoestring budget.

Smoking certainly isnt the only habit that can be costly to your financial well-being, nor is it the only one that can become addictive.

Don't let a splurge derail your financial plans.

As consumers hit the malls this holiday season, some are experienced shoppers, having weathered many years of finding just the right gift at just the right price. Nonetheless, whether novice or seasoned veteran, it’s always smart to arm yourself with timely shopping tips.

The National Foundation for Credit Counseling’s (NFCC) September web poll testing people’s attitudes toward identity theft revealed that 66 percent of more than 1,300 respondents feel at risk for identity theft.

Ever wonder who, besides you, has access to your credit history? According to the Fair Credit Reporting Act, there must be a “permissible purpose” for someone to view your report.

Have you ever had a day where you just felt like spending some money? Maybe you have some “extra” money burning a hole in your wallet or you just feel like you deserve to treat yourself to “a little something.” While you definitely do deserve to treat yourself, the fact of the matter is that spending money on unplanned, unneeded items on a whim is a sure-fire way to break your budget. Lucky for you, I know a fact that is sure to burst your balloon: You’ve already spent a ton of money today.

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