Learn how to improve your credit and reach your financial goals, courtesy of MMI and Chase. Learn how to improve your credit and reach your financial goals, courtesy of MMI and Chase.

Credit Clinic: Free initial consult

Learn how to improve your credit and reach your financial goals, courtesy of MMI.

Welcome to Money Management International (MMI)! We’re excited to provide a free one-on-one initial credit counseling and education through our Credit Clinic.

Tools to improve your credit

Strong credit is the key to reaching many of your biggest financial goals. If you’re interested in building better credit, our experts are here to give you the tools and knowledge you need to succeed.

  • Review your credit report and credit history
  • Understand the factors that impact your credit score
  • Discuss tips for building a better credit score
  • Learn how to find and correct credit reporting errors

Elevate and accelerate your debt repayment

Debt plays a major factor in all credit scoring models. Struggling to make timely payments? Carrying a large balance every month? Your credit score and your monthly budget can both suffer if you have more debt than you can comfortably handle.

As part of your free session, we’ll review your debts and discuss the best ways to get out of debt and improve your overall financial health.

Available in-person, online, and over the phone

In-person Credit Clinics are offered by appointment in select Chase branch locations.

No sessions available near you? No problem. MMI’s credit experts are available online and over the phone 24/7. Whenever you’re ready to better understand your credit and create a plan to improve your finances, we’re here for you.

MMI is not a credit repair company and does not provide credit repair services.

Get immediate advice and support at MoneyManagement.org
Get immediate advice and support

Use our online financial analysis tool to share debt, income, and expense information, then connect with a live counselor by chat, email, or phone.

Get started
Schedule your in-person appointment

Appointments are limited. Book today!

Schedule

Frequently asked questions

Questions or concerns? We’re here to answer your questions.

Who is MMI?

Who is MMI?

MMI (Money Management International) is the nation's largest nonprofit credit counseling agency. For over 60 years, our goal has been to change how America overcomes financial challenges through coaching, innovative programs, and consumer advocacy.

Will I receive my credit score?

Will I receive my credit score?

Yes, we will share and discuss your score as part of your session.

Will this impact my credit score?

Will this impact my credit score?

No. When we pull your credit report it’s considered a “soft” inquiry, which shouldn’t impact your credit score.

Will you help me remove negative items from my credit report?

Will you help me remove negative items from my credit report?

If we discover an error on your report, we’ll provide you with instructions on how to file a dispute and get the error removed. If a negative item on your report is legitimate, however, it will stay on your report for at least seven years.

Is this service confidential?

Is this service confidential?

Absolutely! We care deeply about your privacy. Your participation will not be reported to any creditors or other third parties without your consent.

Take control of your credit today

Whether you want better credit, less debt, or more money left over at the end of the month, we can help.

Start online counseling. See how much you can save by consolidating your debt with MMI.
Begin online financial analysis
Go at your own pace and get a personalized financial action plan.
Get started
Schedule an in-person appointment
Schedule in-person appointment
Book a Credit Clinic session at your participating Chase branch.
Schedule appointment
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  • National Foundation for Credit Counseling National Foundation for Credit Counseling
    MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.