Is the Debt Resolution Plan Available in My State?

Every state has their own set of laws and regulations to protect consumers like you. Ensuring that our debt resolution plan (DRP) meets the unique requirements of all 50 states takes time and careful consideration.  

DRP is currently available in:

  • Alaska
  • Alabama
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • District of Columbia
  • Florida
  • Hawaii
  • Illinois
  • Iowa
  • Louisiana
  • Massachusetts
  • Maryland
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nevada
  • New Hampshire
  • New Mexico
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Washington
  • Wyoming

Not available in your state?

Our goal is for the DRP to be available in all 50 states in 2026. Check back frequently for an updated list of states. 

African American man smiling
A plan tailored to you

Not sure which debt relief option is best for you? Complete a free online financial analysis to get personalized recommendations.

Get started
Your most affordable payment yet

Debt counselors are available Mon-Fri, 8am-10pm ET and Sat 8am-5pm ET.

Call 866-889-9347

Get the relief you deserve

Your lowest payment and biggest savings are just a click away. Complete a free financial analysis and see if a debt resolution plan is a good fit for you.

Start online counseling. See how much you can save by consolidating your debt with MMI.
Begin your free financial analysis
Enter debts, income, and expenses to see your tailored plan and recommendations.
Get started
Call a DRP counselor
Talk to a debt counselor
DRP experts are available by phone Mon-Fri, 8am-10pm ET and Sat 8am to 5pm ET.
Call 866-889-9347
Learn more about MMI's debt resolution plan
Debt resolution plan details
Learn more about how the DRP works and how it compares to other debt relief options.
Learn more
  • MMI is a proud member of the National Foundation for Credit Counseling (NFCC) National Foundation for Credit Counseling
    MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.
  • Council on Accreditation - official seal Council On Accreditation
    MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
  • Financial Counseling Association of America Financial Counseling Association of America
    MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
  • Department of Housing and Urban Development - Equal Housing Opportunity Department of Housing and Urban Development
    MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.