Once you leave school and join the “real world” of jobs and bills, going back to school becomes challenging. If you’re thinking about going back to school and want to do it without breaking the bank, there are a few credible options that will help you be successful.

How does credit card debt affect the mortgage application process? And what's a problematic amount of debt? Here's what all prospective homeowners need to know about their credit card debt.

How easy is it to use the equity in your home to repay debt, and when should you consider doing it?

Buying a new house can be an exciting time, but if you don’t protect your credit while making this huge financial commitment, you can end up paying more than you should. When it comes to buying a house, here are the credit mistakes you need to avoid:

When you need a medical procedure that you can't afford, you usually can't shop around and you can rarely say no (nor should you). So you may end up with a medical debt that sticks around for years. Will it ever go away? And does your legal responsibility eventual expire?

Building an emergency fund is a great first step in establishing financial security. Once you have enough savings to cover several months’ worth of expenses, you can rest easy knowing a temporary setback won’t push you entirely off course. Unfortunately, many households don’t have enough room in their budget to build up an emergency fund. While you certainly shouldn’t give up on building an emergency fund, here are five alternative ideas for creating financial security — or, at least, a small buffer in case things go wrong.

Living without a car can be difficult. But having bad credit often stops many buyers from purchasing a new - or even used - car. Luckily, there are plenty of ways to buy a car with bad credit without breaking the bank.

If you’re struggling with debt, a debt management plan (DMP) is one option that may help you get out of credit card debt for good. Here's how to tell if a DMP is a good fit for your situation.

If you’re in debt and struggling to get out, you may have heard of CCCS. Consumer Credit Counseling Services (CCCS) offer assistance with budgeting, debt management plans, and financial education.

Consolidating your debt to reduce your payments and interest may seem like a good idea, but there are downsides as well. To determine if debt consolidation is the right choice for you, review the pros and cons before deciding.